Roarbank RuPay Credit Card by Unity SFB - Cashback of up to 20% (Live Now)

[the.avhishek]

Introducing the Roarbank Card, your all-in-one financial companion! 🖤✨

With this card, you’ll enjoy:
🚚 Free issuance and delivery with no hidden fees
💰 Credit limit up to Rs 1.5L and a grace period of up to 62 days, giving you flexibility
🤑 Up to 20% cashback on purchases, because who doesn’t love rewards?
💸 Free payments and transfers to cards, mobiles, and utilities for ultimate convenience
🙃 A super-fast app that changes the way you manage your money
💁 Real customer support with humans, no robotic replies!

Any utilities payments via Roarbank 1%
1% Mobile top-up
1.5% Petrol & service
1.5% Groceries
5% Cafes & restaurants
5% Clothing
20% Pets
20% Movies

Any two of these categories would be fixed for the month from our end. And you can select any two from the remaining categories.





Stylish Black Card
One sleek Rupay Card for Multiple Uses All—in—One Rupay Card for your credit card, Savings account and UPI needs

Roarbank Features​

A single card that combines the convenience of a Credit Card, Savings Account, and UPI—all in one!​

🚀 Roarbank app is LIVE!
Backed by UNITY Small Finance Bank

💳 Credit + Savings in 1
📈 ₹1.5L limit | 💸 62 days no interest
🔥 20% cashback | UPI & more

Still invite-only
Check if you’re in!

Android Link
iOS Link

🦁 Roar Bank Credit Card – Supported MCC Categories
(As confirmed by Roar WhatsApp Customer Support)

👗 Clothing
5137, 5139
5611, 5621, 5631, 5641
5651, 5655, 5661
5681, 5691, 5697, 5698, 5699
7251, 7296
5931 (Shoe Stores)
5948 (Luggage & Leather Goods)
5949 (Fabric & Sewing Stores)

🍽️ Cafes & Restaurants
5811 (Caterers)
5812 (Full-Service Restaurants)
5813 (Bars & Pubs)
5814 (Fast Food Restaurants)

🎬 Movies
7829 (Motion Picture Production & Distribution)
7832 (Cinema Tickets)
7841 (Video Entertainment Services)

🐾 Pet Services:
7420 (Veterinary Services & Pet Care)

🛒 Grocery Stores:
5411 (Supermarkets & Grocery Stores)

🚕 Mobility & Taxi Services:
4121 (Taxi & Ride-Sharing Services)

 

[kgaurav00]

I just refreshed my CIBIL no update on roar credit card yet.
My sbi cashback card (since issue ie april) isn't updated in CIBIL but updated on Experian

Wait some more time account start reflecting in CIBIL..

 

[kgaurav00]

Received CIBIL Alert & its correct

 

[Mruseless]

Yes it's correct checked via Cred

 

[the.avhishek]

🤣🤣🤣 Just waiting for CIBIL once account reflecting in CIBIL then raise dispute..

Cibil me unity bank hi show hora hai bhai

 

[kgaurav00]

Cibil me unity bank hi show hora hai bhai

Dispute Created with Experian...

 

[Mruseless]

Dispute Created with Experian...

 

[kgaurav00]

Experian really worst credit rating agency, I have found many mistakes in Experian reports, some times its auto fixed by Experian and some times need to create dispute and in one case i filed RBI complain then they correct report.

 

[iSayyed]

Unfortunately, Experian can be quite inconsistent. I added several new credit cards, which significantly increased my limit, but they haven’t updated for almost three months.(partially done) So, don’t panic if you see discrepancies in Experian or any other bureau. It's CIBIL that you should verify and cross-check.

 

[althafvly]

It's showing unity (CIBIL) for me as well.

 

[BeingIncogBeingIncog is verified member.]

What bank response on your complain??

They asked me to go to source Bank (HDFC) for any queries or complaint related to that transaction (BHIM UPI).

 

[Bhauka23]

Ignore above post please.

WHAT A SHITTY FINANCIAL INSTITUTION THIS SADELA SADAKCHAAP ROADBANK IT IS.

LIKE WHAT ACTUALL FCUK.

RBI SHOULD TAKE AWAY BANKING LICENCE OR SOMETHING.

I'M FURIOUS.

Absolutely agree with u..

Completed VKYC on 25th June and it was approved same day..

Today is 5th July and it is still stuck on VKYC page.

Raised multiple complaints via WhatsApp, Instagram handle and email, still no resolution even after 10 days..

Tried doing VKYC again, but it says already approved.

CIBIL hit was done on 25th June..

Don't know what else I can do..

 

[Strange]

They asked me to go to source Bank (HDFC) for any queries or complaint related to that transaction (BHIM UPI).

Cashfree ka PG tha na Cashfree ko email karo with all details.

 

[HumorSimpson]

Yes it's correct checked via Cred

Remove the pic. The last 4 digits are visible

 

[Mruseless]

Remove the pic. The last 4 digits are visible

😅 Deleted. Thanks

 

[kgaurav00]

They asked me to go to source Bank (HDFC) for any queries or complaint related to that transaction (BHIM UPI).

accept @Strange suggestion & raise dispute with Cashfree..

 

[iamthebest]

I also do 5k transaction and it was failed on payzapp.
So I also worry

Bahut sahi hua, cc to bank 😂

 

[DimeEarner]

Credit card ke naam pe prepaid card ka BIN chipka diya Road bank walo ne 🤣🤣🤣

 

[Amit_1]

Got the card 3 days back, haven't activated it yet, looking if anything good is coming up on this card or just throw it away without activating..

What are the expert comments here !!

 

[cardy]

Credit card ke naam pe prepaid card ka BIN chipka diya Road bank walo ne 🤣🤣🤣

Kya ye bnpl prepaid card to nahi 😆🤣😆

 

[iamthebest]

Credit card ke naam pe prepaid card ka BIN chipka diya Road bank walo ne 🤣🤣🤣

Mtlb kuch bhi, nhi mila toh angoor khate hai.

It's normal credit card the only difference is that they will open a zero balance savings account as well when your card is approved.

& If you add money to your savings account that will first go to credit card outstanding regardless of the bill payment date.

Most imp no one with brain will keep there money in small finance bank.

Only add money to account when you want to repay just like normal repayments.