Roarbank RuPay Credit Card by Unity SFB - Cashback of up to 20% (Live Now)

[the.avhishek]

Introducing the Roarbank Card, your all-in-one financial companion! 🖤✨

With this card, you’ll enjoy:
🚚 Free issuance and delivery with no hidden fees
💰 Credit limit up to Rs 1.5L and a grace period of up to 62 days, giving you flexibility
🤑 Up to 20% cashback on purchases, because who doesn’t love rewards?
💸 Free payments and transfers to cards, mobiles, and utilities for ultimate convenience
🙃 A super-fast app that changes the way you manage your money
💁 Real customer support with humans, no robotic replies!

Any utilities payments via Roarbank 1%
1% Mobile top-up
1.5% Petrol & service
1.5% Groceries
5% Cafes & restaurants
5% Clothing
20% Pets
20% Movies

Any two of these categories would be fixed for the month from our end. And you can select any two from the remaining categories.





Stylish Black Card
One sleek Rupay Card for Multiple Uses All—in—One Rupay Card for your credit card, Savings account and UPI needs

Roarbank Features​

A single card that combines the convenience of a Credit Card, Savings Account, and UPI—all in one!​

🚀 Roarbank app is LIVE!
Backed by UNITY Small Finance Bank

💳 Credit + Savings in 1
📈 ₹1.5L limit | 💸 62 days no interest
🔥 20% cashback | UPI & more

Still invite-only
Check if you’re in!

Android Link
iOS Link

🦁 Roar Bank Credit Card – Supported MCC Categories
(As confirmed by Roar WhatsApp Customer Support)

👗 Clothing
5137, 5139
5611, 5621, 5631, 5641
5651, 5655, 5661
5681, 5691, 5697, 5698, 5699
7251, 7296
5931 (Shoe Stores)
5948 (Luggage & Leather Goods)
5949 (Fabric & Sewing Stores)

🍽️ Cafes & Restaurants
5811 (Caterers)
5812 (Full-Service Restaurants)
5813 (Bars & Pubs)
5814 (Fast Food Restaurants)

🎬 Movies
7829 (Motion Picture Production & Distribution)
7832 (Cinema Tickets)
7841 (Video Entertainment Services)

🐾 Pet Services:
7420 (Veterinary Services & Pet Care)

🛒 Grocery Stores:
5411 (Supermarkets & Grocery Stores)

🚕 Mobility & Taxi Services:
4121 (Taxi & Ride-Sharing Services)

 

[diptarkaroy]

I got CIBIL Hit after 20 minutes of application submission.

I’ve got the notification for CIBIL hit
But in the Roarbank app, it’s still in pending status

 

[Exewhyzee]

I applied for this card few hours ago and got 1.5 L limit. Now the VKYC is pending.
Is this card lifetime free with no joining fee?

How to check the limit? It says it would be delivered in 3 days. No other info in roarbank app.

 

[GURPS]

How to check the limit? It says it would be delivered in 3 days. No other info in roarbank app.

They would have told you the approved limit before the VKYC.

 

[GURPS]

I’ve got the notification for CIBIL hit
But in the Roarbank app, it’s still in pending status

They will inform you in a few hours whether you are approved or not.

 

[Exewhyzee]

They would have told you the approved limit before the VKYC.

Maybe I missed it. Never mind

 

[GURPS]

Did anybody ask during the VKYC process on the Savings account Maintenance criteria . Like is there any AMB or is it Zero Bal.

 

[surojitLaha]

Did anybody ask during the VKYC process on the Savings account Maintenance criteria . Like is there any AMB or is it Zero Bal.

It's a zero balance account, I checked their TNC

 

[Boy 07]

It's a zero balance account, I checked their TNC

What about your application your application approved or not ??

 

[GURPS]

It's a zero balance account, I checked their TNC

Thanks a lot.

 

[surojitLaha]

What about your application your application approved or not ??

Still showing the same status

 

[Boy 07]

Still showing the same status

Same here let see tomorrow

 

[RAMESH BABU N]

They need a week or two - to come to grips. There could be some raw hands (without much credit background) who are handling things in Roar/Unity.

Probably, they under estimated the load or overestimated their own capability to handle such a flood.

Let's give them some time to breathe easy n settle down in the job.

 

[GURPS]

Still showing the same status

When did you apply?

 

[akshayhs]

Thanks, but no thanks! I'll settle for just a meow!

 

[surojitLaha]

When did you apply?

Today morning at 6 A.M

 

[GURPS]

Today morning at 6 A.M

Strange.
I applied today at 3PM and got notified around 6PM.

 

[desiviru]

Today morning at 6 A.M

Non working hours and banks still a untrue love story.

Poor Joke Time:

Once a customer visited bank and the banker asked, "Sir, do you like our services?"

Customer replied: "I have to visit the bank you know." Now think, why I have to visit the bank at first place. I hope you got the answer.
Banker (eyes):

 

[Boy 07]

Strange.
I applied today at 3PM and got notified around 6PM.

I also applied today at 3 pm but still showing the same

 

[desiviru]

I also applied today at 3 pm but still showing the same

It's either you stars were transitioning at that point of time or maybe your location was near to a SBI bank and its network interference delayed the process due to extended lunch time which can extend upto next day lunch time. So have patience.

On Sept 25th, 2010, a customer who got depressed waiting for its number in SBI branch everytime he visited, took a home loan from SBI and constructed home near their branch.

P.S: Sarcasm has no relation to my posts. 🤣

 

[damn]

They need a week or two - to come to grips. There could be some raw hands (without much credit background) who are handling things in Roar/Unity.

Probably, they under estimated the load or overestimated their own capability to handle such a flood.

Let's give them some time to breathe easy n settle down in the job.

Could be true; they take cibil data at start and release the approval/decline decision in batches, a few hours later on a rolling basis.

Can anecdotally confirm this as my friend applied in 1st half of today and I around 3 pm, but both got an update around 7 pm simultaneously.