realrrishi
TF Buzz
Currently i have Axis, Kotak & SbI credit card
Axis Select: 1 lakh ( free with burgundy)
Kotak Myntra: 1.3 lakh
Sbi CashBack : 90k limit
Uses is around 30k per month & few EmI on SBI cashback.
My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit (few higher payments for insurance & investment plans)
What should i do?
If i take higher varient card will it help?
Like Axis Atlas , SBI Elite & Kotak white card ( getting pre approved)
Cibil 780+ & Cred cash loan & SBI Personal Loan is running around 2 lakh ( i can pay at one shot but keeping as it’s around 12% & zero processing)
Is personal loan creating issues?
I have closed all card who’s limit below 1 lakh 3 months back
Like HDFC (40k limit past 2 year), IDFC (44k), Yes bank (46k), RBL ( 62k).
Please do suggest best way to increase limit asp. Also recently visited, Bob financial suggested me to do 2.5 lakh FD and I will get 2 lakh limit with bob Eterna card , will help me ? After getting this card i can apply for another card on c2c basis & later i can close this card ? Also I have checked fd base card showing in cibil as secure card, so will it can create any issue if I apply c2c ?
Axis Select: 1 lakh ( free with burgundy)
Kotak Myntra: 1.3 lakh
Sbi CashBack : 90k limit
Uses is around 30k per month & few EmI on SBI cashback.
My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit (few higher payments for insurance & investment plans)
What should i do?
If i take higher varient card will it help?
Like Axis Atlas , SBI Elite & Kotak white card ( getting pre approved)
Cibil 780+ & Cred cash loan & SBI Personal Loan is running around 2 lakh ( i can pay at one shot but keeping as it’s around 12% & zero processing)
Is personal loan creating issues?
I have closed all card who’s limit below 1 lakh 3 months back
Like HDFC (40k limit past 2 year), IDFC (44k), Yes bank (46k), RBL ( 62k).
Please do suggest best way to increase limit asp. Also recently visited, Bob financial suggested me to do 2.5 lakh FD and I will get 2 lakh limit with bob Eterna card , will help me ? After getting this card i can apply for another card on c2c basis & later i can close this card ? Also I have checked fd base card showing in cibil as secure card, so will it can create any issue if I apply c2c ?