PreciousTincture
TF Buzz
Hey everyone, just sharing my experience ( in brief ) about getting Infinia in short period:
1) HDFC Regalia :
I got this as my first credit card an year ago ( 5L limit ) , barely used it for an year. and then realised how lucrative some of these rewards systems can be. Got Axis cards ( Magnus, Atlas ) and planned to get Infinia.
2) Upgraded To DCB:
I emailed the Grievance Redressal with upgrade form and asked them for Upgrade+LE .They quickly upgraded my card to DCB . in a week.
3) LE:
Since LE was ignored in last email, I pinged them again for LE with ITR Docs, they offered 2x ( 10L total limit ) I accepted. fast. in a week
4) Upgrade To Infinia:
After using DCB for a few months, I emailed them for Infinia just because i was meeting all the criteria ( 7.5 lakhs spends in 6mo, 10L limit, substantial ITR ). they took way too long this time. 1.5 months. kept delaying it every week. but finally they upgraded it.
PS: I feel like DCB is also a solid card if one can spend 5L ( which should be easy to achieve ) and provides same base reward rate as Infinia . Also DCB has a better Lounge Network. only issue is the daily cap.
1) HDFC Regalia :
I got this as my first credit card an year ago ( 5L limit ) , barely used it for an year. and then realised how lucrative some of these rewards systems can be. Got Axis cards ( Magnus, Atlas ) and planned to get Infinia.
2) Upgraded To DCB:
I emailed the Grievance Redressal with upgrade form and asked them for Upgrade+LE .They quickly upgraded my card to DCB . in a week.
3) LE:
Since LE was ignored in last email, I pinged them again for LE with ITR Docs, they offered 2x ( 10L total limit ) I accepted. fast. in a week
4) Upgrade To Infinia:
After using DCB for a few months, I emailed them for Infinia just because i was meeting all the criteria ( 7.5 lakhs spends in 6mo, 10L limit, substantial ITR ). they took way too long this time. 1.5 months. kept delaying it every week. but finally they upgraded it.
PS: I feel like DCB is also a solid card if one can spend 5L ( which should be easy to achieve ) and provides same base reward rate as Infinia . Also DCB has a better Lounge Network. only issue is the daily cap.
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