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Questions about Infinia & Atlas combo

sd.ac

TF Select
VIP Lounge
I searched but can't find a thread on the first point:

1. Is Infinia or Atlas better for points to be transferred to Krisflyer? I am guessing that Infinia will win if the points are through SmartBuy and the Atlas will win otherwise - is this correct?

2. What is a good way to divide up spends (10-12L) between the two cards? I know Infinia for smartbuy vouchers and Atlas for travel but anything else I should keep in mind?

3. If I'm not going to spend 15L a year using credit-cards, should I aim for the 7.5L milestone on Atlas and put everything else on the Infinia?

Thank you
 
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