Pro Tips to Make a SBI Card Life Time Free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[Jackk]

kitna kharch krte ho bhai isse ? card kitna purana hai ? Apka call retention team me transfer hua hai ? It is a separate team from those who first pick our call on the toll free number bhai.

The card is 1.2 years old. The call isn’t transferred directly to the retention team. Instead, post my email to customer service head team, they reach out and consistently deny having any such offer on the account, after trying to raise a closure request from their end.

 

[mailmenow]

Ur card may be older than 1 yr?

 

[Hemang]

Took confirmation on email to avoid future escalations

done deal bhai.

 

[SamPtnk]

Does SBI offer limit enhancement without that account aggregator BS ?

 

[YoLoBoY]

View attachment 103735
done deal bhai.

which card varient you have converted to LTF?

 

[YoLoBoY]

Took confirmation on email to avoid future escalations

Did you convert 2 sbi card to LTF?

 

[Hemang]

which card varient you have converted to LTF?

Simply click master card variant

 

[Tarun239]

I’ve been trying to convert my CB credit card to a Lifetime Free (LTF) variant for the past six months. Each time, the request is denied with the explanation that no such offer is currently available on my account. The team has even attempted to trigger a closure request to check if the conversion offer becomes visible during the process, but unfortunately, that hasn’t helped either.
I’m wondering—are closure requests handled by a different team that might have access to additional options? I’ve already escalated this to the customer service head team, but so far, there has been no resolution.

I am trying exactly ur way by mailing them for cashback card, they try closure card trick to see if the offer is there, unfortunately no offer yet for cashback card since last 1 year( card almost 2 yr old) , they call and explain, they see no offer yet and advice to keep continue using the card, which I m already doing.

 

[Akash.nagori]

Did you convert 2 sbi card to LTF?

Yes I did

 

[Jackk]

I am trying exactly ur way by mailing them for cashback card, they try closure card trick to see if the offer is there, unfortunately no offer yet for cashback card since last 1 year( card almost 2 yr old) , they call and explain, they see no offer yet and advice to keep continue using the card, which I m already doing.

Will now try by clearing outstanding and raising the request through app.

 

[YoLoBoY]

Yes I did

What are the card varient and years of holding?

 

[Akash.nagori]

What are the card varient and years of holding?

Read my previous messages

 

[Tarun239]

Will now try by clearing outstanding and raising the request through app.

I will not take that risk( through app), my irctc card was closed, they didn't even call( card closed without calling). From that day onwards, I only mail/ call them to consider request for converting it into ltf.

 

[mailmenow]

I will not take that risk( through app), my irctc card was closed, they didn't even call( card closed without calling). From that day onwards, I only mail/ call them to consider request for converting it into ltf.

U can also raise request through app then immediately make a due. So that u r safe. Don't try it without a due

 

[mailmenow]

Hi,

Did anyone receive the message at the time of credit card conversion for those who are trying to make it Life time free??
"Dear Cardholder, your request for closure of your credit card account could not be processed. For any query, please call us at 18601801290 or 39020202 (Prefix Local STD Code) - SBI Card"

 

[Jackk]

Hi,

Did anyone receive the message at the time of credit card conversion for those who are trying to make it Life time free??
"Dear Cardholder, your request for closure of your credit card account could not be processed. For any query, please call us at 18601801290 or 39020202 (Prefix Local STD Code) - SBI Card"

This is what they do while checking for any ltf offers! Since there must be outstanding, such requests get closed immediately with no outcome.

 

[mailmenow]

This is what they do while checking for any ltf offers! Since there must be outstanding, such requests get closed immediately with no outcome.

Cant they do the lifetime free conversion even if there is some outstanding?? How outstanding will affect the conversion if I am eligible for conversion?

 

[mailmenow]

I raised a closure request and called customer care and connected to the retention team. They informed me that now onwards they escalated my case to the backend and asked me to use the card for every month for next 6 month and after 2026 jan they will convert the card to LTF . I asked them how can you make sure that my card will get converted to LTF after 6 month use. He asked me that the offer is for every customers. We will get it only of we use the card for next 6 month and make payment on time. Don't know whether it's true or not . However I recorded the call for a proof.

 

[mailmenow]

Is it really as my card is just 4 month older?? Anyone being informed the same?

I raised a closure request and called customer care and connected to the retention team. They informed me that now onwards they escalated my case to the backend and asked me to use the card for every month for next 6 month and after 2026 jan they will convert the card to LTF . I asked them how can you make sure that my card will get converted to LTF after 6 month use. He asked me that the offer is for every customers. We will get it only of we use the card for next 6 month and make payment on time. Don't know whether it's true or not . However I recorded the call for a proof.

 

[panu24]

Is it really as my card is just 4 month older?? Anyone being informed the same?

Have you at least completed 2L spend in these initial 4 months? Well if not then I think SBI want to understand if you are spending enough on the card maybe not 2L in a year but close to 2L. Then they can make it LTF.