Pro Tips to Make a SBI Card Life Time Free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[CyberPsych]

No special pattern very less spends I am also not sure how they offered me LTF.
I just called normally to close simply save card as I want to apply for cash back card as I already have 3 cards but then suddenly the retention team executive told me I can make this card as LTF so I agreed then I thought let’s give a try for my another card and then I told I want to close octane as well then he asked what is the reason so I told petrol pumps are not accepting points and vouchers as payment then he told me let me discuss with my senior and he came back and told me that we can make this card LTF as well so then I agreed. All this done on one single call

How old were your cards that were converted to LTF?

 

[Hemang]

No special pattern very less spends I am also not sure how they offered me LTF.
I just called normally to close simply save card as I want to apply for cash back card as I already have 3 cards but then suddenly the retention team executive told me I can make this card as LTF so I agreed then I thought let’s give a try for my another card and then I told I want to close octane as well then he asked what is the reason so I told petrol pumps are not accepting points and vouchers as payment then he told me let me discuss with my senior and he came back and told me that we can make this card LTF as well so then I agreed. All this done on one single call

Just because of this brother even i tried my luck on simplyclick cc. And aaj luck mere sath hi tha, limit to ni badhi but LTF kar diya hai. Cheers to this forum.

 

[CyberPsych]

View attachment 103385
Just because of this brother even i tried my luck on simplyclick cc. And aaj luck mere sath hi tha, limit to ni badhi but LTF kar diya hai. Cheers to this forum.

Did you try after reading his message here?

 

[Akash.nagori]

How old were your cards that were converted to LTF?

79k current year octane rupay almost 3 years
15k-20k current year simply save rupay just over 1 year

 

[Akash.nagori]

View attachment 103385
Just because of this brother even i tried my luck on simplyclick cc. And aaj luck mere sath hi tha, limit to ni badhi but LTF kar diya hai. Cheers to this forum.

That’s great someone got benefited by my post

 

[Hemang]

Did you try after reading his message here?

Ha ek baar pehle bhi try kiya tha tb keh diya tha retention team se baat ni ho pa rhi hai, kal call karna, fir aaj bhai ka message dekhke mene socha 2nd try banta hai. To kar liya bhai try.

 

[CyberPsych]

Ha ek baar pehle bhi try kiya tha tb keh diya tha retention team se baat ni ho pa rhi hai, kal call karna, fir aaj bhai ka message dekhke mene socha 2nd try banta hai. To kar liya bhai try.

Did you had any outstanding balance when placing closure request?

 

[prankster]

They just rejected my LTF request. Holding the card for 2+ years, meeting fee waiver every year. Will try again in a couple of months..

 

[Hemang]

Did you had any outstanding balance when placing closure request?

No balance outstanding. Infact he said aap to use ni kr rhe since last 6 months. Mene kaha apne limit itni di ni hai kharch karne layak.

 

[mailmenow]

You mean to say raise closure request to try your luck and made a transection since with due amount same can not be closed...
Later tell them i am ready to take my request back?

If you call the customer care and ask for card closure the retention team may close your card immediately after getting confirmation. So don't take such risk. Also the customer care executive won't connect your call to the retention team if you have any dues. So better raise closure request via app when u have no dues

 

[Hemang]

If you call the customer care and ask for card closure the retention team may close your card immediately after getting confirmation. So don't take such risk. Also the customer care executive won't connect your call to the retention team if you have any dues. So better raise closure request via app when u have no dues

Bhai diplomatic way me kehna hai, मैने कहा मैं कार्ड बंद करने की सोच रहा हूँ, फीस ज्यादा है, इतना use भी नहीं होता। Limit kam hai bhi kaha mene. Usne fir yahi kaha me check karke batata hu. Their 1st reaction is never to close immediately but to look for incentive for us not to close the card.

 

[tachniki]

Another good option can be to ask how to close the card instead of asking to close the card. 😁