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Pro Tips to Make a SBI Card Life Time Free

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Rkr

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Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Apply For LTF IndusInd Bajaj Tiger Credit Card
I got LE once in Jan and then in June. Twice in 5 months. Seems like SBI increases 1 lac each time for everyone regardless of income.
 
For me, they reduced the limit from 1.5 to 1 lakh suddenly about 6-7 months back. And since then I don’t even see the option of limit increase in App and Website.
Any idea why it happened and what should I do for limit increase?
 
CyberPsych said:
Good thing. It is not easy to get this card LTF. Can you share your spendings and the process? (Raised closure request in app or e-mail, what they told in call, did you negotiate, etc)
Click to expand...
mailmenow said:
Yes please share some details
Click to expand...
No special pattern very less spends I am also not sure how they offered me LTF.
I just called normally to close simply save card as I want to apply for cash back card as I already have 3 cards but then suddenly the retention team executive told me I can make this card as LTF so I agreed then I thought let’s give a try for my another card and then I told I want to close octane as well then he asked what is the reason so I told petrol pumps are not accepting points and vouchers as payment then he told me let me discuss with my senior and he came back and told me that we can make this card LTF as well so then I agreed. All this done on one single call
 
Last edited:
Akash.nagori said:
No special pattern very less spends I am also not sure how they offered me LTF.
I just called normally to close simply save card as I want to apply for cash back card as I already have 3 cards but then suddenly the retention team executive told me I can make this card as LTF so I agreed then I thought let’s give a try for my another card and then I told I want to close octane as well then he asked what is the reason so I told petrol pumps are not accepting points and vouchers as payment then he told me let me discuss with my senior and he came back and told me that we can make this card LTF as well so then I agreed. All this done on one single call
Click to expand...
That's straight luck.
 
Akash.nagori said:
No special pattern very less spends I am also not sure how they offered me LTF.
I just called normally to close simply save card as I want to apply for cash back card as I already have 3 cards but then suddenly the retention team executive told me I can make this card as LTF so I agreed then I thought let’s give a try for my another card and then I told I want to close octane as well then he asked what is the reason so I told petrol pumps are not accepting points and vouchers as payment then he told me let me discuss with my senior and he came back and told me that we can make this card LTF as well so then I agreed. All this done on one single call
Click to expand...
Superb...!!!! Lucky
CyberPsych said:
Yes, you must request card closure through app/phone call/e-mail first, then only retention team will reach out to you
Click to expand...
Better raise closure request via app only and immediately do a transaction for a safety. Retention team will call you
 
mailmenow said:
Superb...!!!! Lucky

Better raise closure request via app only and immediately do a transaction for a safety. Retention team will call you
Click to expand...
You mean to say raise closure request to try your luck and made a transection since with due amount same can not be closed...
Later tell them i am ready to take my request back?
 
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