• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Pro Tips to Make a SBI Card Life Time Free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
I hold SBI SimplyClick CC for the last 3 years. Spends were more than Rs. 1 lakh in the first two years. This year I could reach only around 65K.

Can I request them directly to make my card LTF considering my transaction history in the past or should I apply for closure, so that I can ask them to make it LTF when they contact me?

Which channel is the best to submit LTF reqeust - email to customer care (or) phone call (or) message through app/website?
 
I see. I only needed an sbi cc for flipkart or amazon sale. You have any suggestions on what cc I can take for it, at lowest possible cost, preferably free?
They have some co-branded cards like SBI MAX, SBI Lifestyle, etc., which come with a fee of Rs.499+GST. On payment of joining / annual fee, they credit reward points equal to the fee amount. You will be paying only the GST of Rs.90 every year.

Check out their website.
 
They have some co-branded cards like SBI MAX, SBI Lifestyle, etc., which come with a fee of Rs.499+GST. On payment of joining / annual fee, they credit reward points equal to the fee amount. You will be paying only the GST of Rs.90 every year.

Check out their website.
Thanks. Not able to apply for these two cc through their website. Is there another way to apply for sbi co branded ccs?
 
Guys.. Just now Got 100% LE on my SBI Simplyclick cc
Didn't get any offer but I tried my luck, and applied through the SBI Card App, entered a random number and fortunately Got 100% LE on the existing limit
When is the last time you tried for limit enhancement, must be more than 6 months ago?
 
Back
Top