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Pro Tips to Make a SBI Card Life Time Free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
My annual fee charged and i paid and i tried to waive off but the guy said no waiver available and no ltf too. What should i do now to get the waiver atleast
 
I already revoked the sbi card account aggregator yesterday. But today I got a message that

'Based on your approval on account aggregator Anumati (RBI regulated),SBI Cards and Payment Services Limited has fetched your data. For details visit https://app.anumati.co.in/"
 
What this means - its done ?? annual fee waiver request.

Thank you for contacting SBI Card. We are pleased to inform you that the request you made to us has been processed.
Here are the details for your reference:

  • Service Request (SR) Number:
  • SR Closure Date: 08/08/2025
 
What this means - its done ?? annual fee waiver request.

Thank you for contacting SBI Card. We are pleased to inform you that the request you made to us has been processed.
Here are the details for your reference:

  • Service Request (SR) Number:
  • SR Closure Date: 08/08/2025
Call customer care &ask for the update
 
Hi anyone please give me a clarification for the sbi cashback card TAD issue.
1) Can we able to pay only the reduced outstanding amount instead of TAD after adjusting the same month cycle's earned cashback?? Because recently noticed that after crediting the cashback(within 2 days of statement generated) system doesn't allow to pay the TAD
 
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