Pre-Approved Credit cards from SBI

[Ekavya]

Today I logged into SBI account and saw this:
After clicking :



And then these cards were shown :





I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

 

[praful47]

I think there is a difference between pre -approved and pre - qualified.
So they may ask for income proof and other necessary documents.

 

[ccgeek07]

Today I logged into SBI account and saw this: View attachment 48170
After clicking :

View attachment 48171

And then these cards were shown :



View attachment 48172

I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

CIBIL hit for checking this?
Did you check?

 

[Ekavya]

CIBIL hit for checking this?
Did you check?

I am asking the same.

 

[Ekavya]

I think there is a difference between pre -approved and pre - qualified.
So they may ask for income proof and other necessary documents.

I think you are right.

 

[SSV]

It clearly says pre qualified.. means it is as if applying like a fresh application…

 

[Ekavya]

It clearly says pre qualified.. means it is as if applying like a fresh application…

So getting the Link (Which wasn't present earlier) doesn't mean anything. SBI is just trying to nudge me to start a application?

 

[SSV]

So getting the Link (Which wasn't present earlier) doesn't mean anything. SBI is just trying to nudge me to start an application?

Yes. . .

 

[Pollex]

Its prequalified not preapproved bhai. all a trap

 

[Vasuki]

Today I logged into SBI account and saw this: View attachment 48170
After clicking :

View attachment 48171

And then these cards were shown :



View attachment 48172

I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

For kyc - SBI bank & SBI credit card is different entities.

So kyc is stored seprate ..hence u have to go through process


Pre approved / pre qualified - pre qualified high chances of approval without asking income doc ..
For cashback card - there might be few hiccups of doc but rest it will go smoothly without doc if cibil is right .

I got SBI cc with doc ..I mean I got every cc without doc 😂

 

[pinki]

For kyc - SBI bank & SBI credit card is different entities.

So kyc is stored seprate ..hence u have to go through process


Pre approved / pre qualified - pre qualified high chances of approval without asking income doc ..
For cashback card - there might be few hiccups of doc but rest it will go smoothly without doc if cibil is right .

I got SBI cc with doc ..I mean I got every cc without doc 😂

Docfixit for a reason 🛐

 

[Ekavya]

For kyc - SBI bank & SBI credit card is different entities.

So kyc is stored seprate ..hence u have to go through process


Pre approved / pre qualified - pre qualified high chances of approval without asking income doc ..
For cashback card - there might be few hiccups of doc but rest it will go smoothly without doc if cibil is right .

I got SBI cc with doc ..I mean I got every cc without doc 😂

Thanks man 😀

 

[newinnov]

@DocFixIt 's responses are my CC FAQ guide 🙂

 

[apindersingh]

I got the same prequalified offer and applied for sbi cashback card, while submitting otp at the end of application, the application was not submitted and this is the error i am getting. What is this about?

 

[Ekavya]

I got the same prequalified offer and applied for sbi cashback card, while submitting otp at the end of application, the application was not submitted and this is the error i am getting. What is this about?

View attachment 48653

You have already applied fro the Credit card.

 

[apindersingh]

You have already applied fro the Credit card.

ok so it will be updated on this portal only coz i have not received any application number.

 

[asm07]

It seems like a new change to the website, showing me as well. Only last month my cc application was rejected citing internal policy and reapply after a month. So this is nothing but to lure customers to apply, it's not pre-approved.

 

[CyberPsych]

Today I logged into SBI account and saw this: View attachment 48170
After clicking :

View attachment 48171

And then these cards were shown :



View attachment 48172

I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

Instead of "Click here to get your pre-qualified card" I see, "click here to get 5000 welcome benefits on your new card" bla bla bla. When I click the link, it shows the page as your last image. How do I know if it is pre-qualified or not?

 

[sudoabhi]

I got the same prequalified offer and applied for sbi cashback card, while submitting otp at the end of application, the application was not submitted and this is the error i am getting. What is this about?

View attachment 48653

I also got the same error.
Were you able to do anything about it?

 

[Ekavya]

Instead of "Click here to get your pre-qualified card" I see, "click here to get 5000 welcome benefits on your new card" bla bla bla. When I click the link, it shows the page as your last image. How do I know if it is pre-qualified or not?

Neither it's pre Qualified not Pre Approved. It's just marketting strategy to get more people apply for their cards. But at the end of the day they will reject it citing internal policies