SBI Card PhonePe SBI Card – CVP new SBI CC launching

[sousnake]

Card approved 😍

over-leverage not an issue for you?

 

[Donald J. Trump]

10% reward bhai in this card so t k

Is that only restricted to utility bill payments??

because look even 🪓 chortel has 10% cashback, capping even though 250, but given my spends, I feel like to continue with chortel because I buy from Zomato and BB quite often, so chortel card still useful to me and chorpe customer support ke basis peye i'm very skeptical about the chorpe devaluation coming anytime soon. Fees is 3x.

Am I missing out something?

yes
same as axis chortel cc

That's what I am trying to sayyyyy

Someone please tell me why should I consider Kala Chorpe over Badnam Chorpe. The only reason I see is that it is effectively FYF, after first year I'll transfer my limit of chorpe to cashback and then close that card. How about that??? Another is chortel ka capping 250 hai, which is okayisshh for me. Chal jayega but 3x fees nahi chalega bhai.

Also Mera income as per CIBIL:-



Overleverage ka issue toh nahi hona chahiye

 

[Shubham7]

over-leverage not an issue for you?

8-10 cards hi active rkhe hai baki ke close kr diye .

Abhi next close krne ka time hai Swiggy ka 😀

 

[H2O]

Mobile bill payment through phone with sbi phone RuPay gives 10%.?

 

[Strange]

Mobile bill payment through phone with sbi phone RuPay gives 10%.?

@Wealth is my birth right! @lelouch

Can you confirm which merchant and payment mode (UPI/card) is giving 10% cashback on Phonepe Recharge/bill payment txns?

 

[Donald J. Trump]

@Wealth is my birth right! @lelouch

Can you confirm which merchant and payment mode (UPI/card) is giving 10% cashback on Phonepe Recharge/bill payment txns?

likely card, but dekho fir bhi

 

[Wealth is my birth right!]

@Wealth is my birth right! @lelouch

Can you confirm which merchant and payment mode (UPI/card) is giving 10% cashback on Phonepe Recharge/bill payment txns?

Card and otp
Any merchant

 

[Donald J. Trump]

Card and otp
Any merchant

Reject ho chuka mera 🥹

 

[HumorSimpson]

Reject ho chuka mera 🥹

Reciprocal tariff 🤔

 

[Wealth is my birth right!]

Reject ho chuka mera 🥹

Oh wait and attack again

 

[drvirag]

Mai to Reject na ho jau isliye apply hi nhi kar rha. Mai hi janta hu kaise rok rakha hai khud ko

 

[Chiraggyl]

Reject ho chuka mera 🥹

Tarrif laga do SBI pr

 

[Manishg]

Mai to Reject na ho jau isliye apply hi nhi kar rha. Mai hi janta hu kaise rok rakha hai khud ko

Bhai mujhe bhi yahi dar hai pahle mai hdfc wala apply karna chahta hu lekin option aye tab na SBI ka option aa gya phonepe me hdfc ka ek mahina ho gya launch hue abhi tak nahi aya

 

[Manishg]

Is that only restricted to utility bill payments??

because look even 🪓 chortel has 10% cashback, capping even though 250, but given my spends, I feel like to continue with chortel because I buy from Zomato and BB quite often, so chortel card still useful to me and chorpe customer support ke basis peye i'm very skeptical about the chorpe devaluation coming anytime soon. Fees is 3x.

Am I missing out something?


That's what I am trying to sayyyyy

Someone please tell me why should I consider Kala Chorpe over Badnam Chorpe. The only reason I see is that it is effectively FYF, after first year I'll transfer my limit of chorpe to cashback and then close that card. How about that??? Another is chortel ka capping 250 hai, which is okayisshh for me. Chal jayega but 3x fees nahi chalega bhai.

Also Mera income as per CIBIL:-

View attachment 106016

Overleverage ka issue toh nahi hona chahiye

Bhai SBI fees waive kar deti hai agar spends thik hai toh
Kuch toh SBI cashback ltf bhi paaye hai

 

[Nikhilize]

Bhai mujhe bhi yahi dar hai pahle mai hdfc wala apply karna chahta hu lekin option aye tab na SBI ka option aa gya phonepe me hdfc ka ek mahina ho gya launch hue abhi tak nahi aya

You already have hdfc cc? And what's the limit

 

[kapil94688]

I have faced this issue like many others with the SBI PhonePe Select credit card where utility bill payments (MCC 4900, 4814, 4899) made through the PhonePe app are only getting 1 reward point per ₹100.

But as per point 4 of the official T\&C, these MCCs will get 1 reward point per ₹100 "only when the transaction is done outside the PhonePe app". So logically, these transactions "on PhonePe" should earn the regular 10 RP per ₹100 as part of PhonePe spends.

I tried raising this with SBI Card customer care and also emailed the nodal officer, but both responses were unhelpful. They keep misinterpreting the terms and are ignoring the "outside PhonePe app” part. So I think they will just not give the 10% even after statement generated.

 

[Strange]

I have faced this issue like many others with the SBI PhonePe Select credit card where utility bill payments (MCC 4900, 4814, 4899) made through the PhonePe app are only getting 1 reward point per ₹100.

But as per point 4 of the official T\&C, these MCCs will get 1 reward point per ₹100 "only when the transaction is done outside the PhonePe app". So logically, these transactions "on PhonePe" should earn the regular 10 RP per ₹100 as part of PhonePe spends.

I tried raising this with SBI Card customer care and also emailed the nodal officer, but both responses were unhelpful. They keep misinterpreting the terms and are ignoring the "outside PhonePe app” part. So I think they will just not give the 10% even after statement generated.

Payment mode UPI or card?

 

[kapil94688]

Payment mode UPI or card?

Transaction with card detail

 

[Shivansh Kumar]

Same happened with me got 1% instead of 10% for insurance payment on phonepe. SBI customer care are just repeating "Insurance (MCC - 5960,
6300,6380) outside PhonePe will accrue 1 Reward Points/Rs. 100 only."

 

[Sree CC]

Phonepe Select Black