Own Hdfc Swiggy and want core

[Lord]

My HDFC history is like this

Jan - Got HDFC Swiggy (20k limit) as first card.
March - Mailed for LE but got declined.
March end - Opened Savings Max
May (Now) - been maintaining 1.5L in Bank Account since 2 months and will maintain further too.

Also, been spending Around 25k from CC every month. (Never exceeded 30% criteria)
DC spends are around 5k.

Q1) When can I expect pre-approved offer for a core CC? And which card it will be?
Q2) When can I expect LE offer on Swiggy CC?
Q3) Will it be better if don’t wait for pre approved and directly go to branch and apply for c2c after like 1 month in June/July (provided I will have SBI Elite by that time) with much better Limit than I have on my any other card rn?
Q4) When can I expect to be promoted to Classic Criteria? And will it anyhow increase my chance to get a core credit card after cobranded one?

 

[pkpr]

1 word for all your Questions: Nobodyknows


cHuckDFC is most unpredictable bank

 

[Vasuki]

1 word for all your Questions: Nobodyknows


cHuckDFC is most unpredictable bank

Two word

Close it

 

[Lord]

three words

1500 cashback/ month 🤣

 

[Slayer]

Few words

All my niggas be hating on the bank (rightfully so)

 

[Tejo]

My HDFC history is like this

Jan - Got HDFC Swiggy (20k limit) as first card.
March - Mailed for LE but got declined.
March end - Opened Savings Max
May (Now) - been maintaining 1.5L in Bank Account since 2 months and will maintain further too.

Also, been spending Around 25k from CC every month. (Never exceeded 30% criteria)
DC spends are around 5k.

Q1) When can I expect pre-approved offer for a core CC? And which card it will be?
Q2) When can I expect LE offer on Swiggy CC?
Q3) Will it be better if don’t wait for pre approved and directly go to branch and apply for c2c after like 1 month in June/July (provided I will have SBI Elite by that time) with much better Limit than I have on my any other card rn?
Q4) When can I expect to be promoted to Classic Criteria? And will it anyhow increase my chance to get a core credit card after cobranded one?

1. You will mostly won't get any core as already holding dfc ka swiggy cc unless close it or convert it
2. Someone said they got le on swiggy rather than on his core card.
3. Refer 1
4. You need to maintain in a quarter, next quarter you will get upgrade offer. Else you can request rm to upgrade after maintaining balance for 1 month ... refer 1