Own HDFC Bank Swiggy CC and Want Core Card.

[Lord]

My HDFC history is like this

Jan - Got HDFC Swiggy (20k limit) as first card.
March - Mailed for LE but got declined.
March end - Opened Savings Max
May (Now) - been maintaining 1.5L in Bank Account since 2 months and will maintain further too.

Also, been spending Around 25k from CC every month. (Never exceeded 30% criteria)
DC spends are around 5k.

Q1) When can I expect pre-approved offer for a core CC? And which card it will be?
Q2) When can I expect LE offer on Swiggy CC?
Q3) Will it be better if don’t wait for pre approved and directly go to branch and apply for c2c after like 1 month in June/July (provided I will have SBI Elite by that time) with much better Limit than I have on my any other card rn?
Q4) When can I expect to be promoted to Classic Criteria? And will it anyhow increase my chance to get a core credit card after cobranded one?

 

[anshu_noah]

no i dont think so. i think its virtual card. try sending mail. is ur rupay card 1 yr old? ppl here converted neu swiggy

My Rupay card is 1 month old and I hv swiggy 6 months old.
Got Rupay UPI one for sales only.

 

[drvirag]

My Rupay card is 1 month old and I hv swiggy 6 months old.
Got Rupay UPI one for sales only.

wait for some times

 

[TheBOSS]

U can upgrade any card to millenia by sending mail. Only condition is limit shud b more than 1 lakh. Usually hdfc do it on mail. Ppl here upgraded neu plus to millenia

Hdfc upgrade from freedom to millennia if limit is over 1 lakh ?

 

[VSC]

My Rupay card is 1 month old and I hv swiggy 6 months old.
Got Rupay UPI one for sales only.

Did you upgrade rupay upi?

 

[spd]

I had recently applied for swiggy card... Is I have to wait for 6 months for another card as floater card?? Or without waiting we can apply for floater card??

 

[diptarkaroy]

I’m also stuck with Swiggy paid card
I have mailed them number of times to get regalia card, but couldn’t get that

My existing card limit 12 L

How can I get hold of Regalia or at least Millenia?

 

[TheBOSS]

I’m also stuck with Swiggy paid card
I have mailed them number of times to get regalia card, but couldn’t get that

My existing card limit 12 L

How can I get hold of Regalia or at least Millenia?

Swiggy card is your 1st card ?
If yes you can mail them to upgrade it to millennia
Or try applying it through agent because if you own co-branded card as primary then there is no option to get core card via hdfc site

 

[VSC]

I’m also stuck with Swiggy paid card
I have mailed them number of times to get regalia card, but couldn’t get that

My existing card limit 12 L

How can I get hold of Regalia or at least Millenia?

How did you get 12L limit with first hdfc card itself?

 

[diptarkaroy]

Swiggy card is your 1st card ?
If yes you can mail them to upgrade it to millennia
Or try applying it through agent because if you own co-branded card as primary then there is no option to get core card via hdfc site

Not first card
I had HDFC regalia but I closed that 3 years back
Recently I closed Tata Neu infinity

 

[cardio_guycardio_guy is verified member.]

Okay Thanks, will try it out after a month.
A month left to complete 6 months cooldown period.

Do we really need to wait for cooldown period or immediately after getting the freedom card we can apply for upgrade? Any idea?

 

[spd]

No HDFC cards showing in paytm... Any other options now??

 

[anshu_noah]

Do we really need to wait for cooldown period or immediately after getting the freedom card we can apply for upgrade? Any idea?

Yes I have same doubt
I got freedom card from Paytm and now waiting for 3 months period to be completed then to apply for upgrade to millennia as I have more than 3L limit on freedom.

If its possible to ask for upgrade then I will do it right away.

 

[cardio_guycardio_guy is verified member.]

Yes I have same doubt
I got freedom card from Paytm and now waiting for 3 months period to be completed then to apply for upgrade to millennia as I have more than 3L limit on freedom.

If its possible to ask for upgrade then I will do it right away.

If you get to know anything from your RM or customer care, pls update here.