(only 1.59% charges & 5% cashback) Pay Credit Card bill using Amazon gv or 5% SBI Cashback credit card

[dipakvish]

How are you guys paying sbi cb card due ? With some other method/card ? I have 70k due coming up in next cycle

 

[wanderer0]

How are you guys paying sbi cb card due ? With some other method/card ? I have 70k due coming up in next cycle

https://www.technofino.in/community/threads/38397/ 3 words

 

[ragz]

Yes, working, everyday many people use bank transfer option and get 5% SBI Cashback credit card.

Yes, first time asked your card masked image.

Just make sure merchant name - kottakota business to get 5% SBI Cashback credit card.

for rent payment option, they ask for pan card of account we are adding, so that will show as rent income right? And income will be taxable on slab basis... I asked the same question to hitch app people but they are very conveniently answering other question but skip this one. I asked 2-3 times but everytime they ignored it and just answered other question on chat support. If anyone has clarity kindly share.. as per my understanding it'll be reported under income from rent and it'll cause problems later on as we have to pay tax on it

 

[HumorSimpson]

for rent payment option, they ask for pan card of account we are adding, so that will show as rent income right? And income will be taxable on slab basis... I asked the same question to hitch app people but they are very conveniently answering other question but skip this one. I asked 2-3 times but everytime they ignored it and just answered other question on chat support. If anyone has clarity kindly share.. as per my understanding it'll be reported under income from rent and it'll cause problems later on as we have to pay tax on it

Yes. Definitely IT notice.

 

[wanderer0]

Yes. Definitely IT notice.

What if we choose the other payment option instead of house rent option?

 

[HumorSimpson]

What if we choose the other payment option instead of house rent option?

Don't know as I am not into these tricks. But definitely will trouble.

 

[neo.puneet]

it is an income so only transfer amount that is within tax slabs to avoid trouble

 

[GURPS]

Yes, working, everyday many people use bank transfer option and get 5% SBI Cashback credit card.

Yes, first time asked your card masked image.

Just make sure merchant name - kottakota business to get 5% SBI Cashback credit card.

If we are not doing Bank Transfer to ourselves using Rent option And instead paying actual rent to other third party, (say) of 65K rupees then the payee (receiver) will get IT notice and we should have no burden. Am I right?

 

[neo.puneet]

If we are not doing Bank Transfer to ourselves using Rent option And instead paying actual rent to other third party, (say) of 65K rupees then the payee (receiver) will get IT notice and we should have no burden. Am I right?

you can obviously pay rent via any mode you want, it is the landlord who has to take care of his taxes, not you. Also, limit is 50k per transaction, so split payments.

 

[FinCurious]

If we are paying from our credit card to our account than why it will be tagged as income? I don't think that should be the case.

 

[CardTox]

How to pay another credit card bill from this app? Can we add our cc as beneficiary? Its asking PAN if we try to add our cc as beneficiary, how to resolve it?

 

[s1t2y3a3m6]

How to pay another credit card bill from this app? Can we add our cc as beneficiary? Its asking PAN if we try to add our cc as beneficiary, how to resolve it?

Cc bill payment removed

 

[CardTox]

Cc bill payment removed

Yes its removed for direct credit card payment, i was asking about adding our own credit card as beneficiary by entering cc information and IFSC code etc and paying this cc account number to pay directly from one credit card to another cc beneficiary........

 

[FinCurious]

Yes its removed for direct credit card payment, i was asking about adding our own credit card as beneficiary by entering cc information and IFSC code etc and paying this cc account number to pay directly from one credit card to another cc beneficiary........

Not working for me. Tried with Sbi and idfc CC.

 

[cardy]

Pay Credit Card bill using Amazon gv or 5% SBI Cashback Credit Card:

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New Updated trick for Credit Card to Credit Card bill pay and get 5% SBI Cashback credit card -

A

Post in thread '(only 1.59% charges & 5% cashback) Pay Credit Card bill using Amazon gv or 5% SBI Cashback credit card'

Jul 3, 2025

(only 1.59% charges and 5% Cashback) direct Credit Card to Credit card also eligible for 5% SBI Cashback credit card, if you get this merchant name (cancel and retry multiple times) -

Merchant - KOTTAKOTA BUSINESS DEVELOPMENT (payment successful)✅

Try 8 to 10 attempt, you will get this merchant name.

• Abhishek012

Another Trick for Credit Card to bank transfer and get 5% SBI Cashback credit card -

A

Post in thread '(only 1.59% charges & 5% cashback) Pay Credit Card bill using Amazon gv or 5% SBI Cashback credit card'

Jul 3, 2025

New loot - Hitch Zone app >> Transfer >> Rent payment and get 5% SBI Cashback credit card.

How ??

Because merchant name - KOTTAKOTA BUSINESS DEVELOPMENT (cancel and retry, you will get this merchant name. Sometimes 2nd attempt or sometimes 8-10 attempt)

Charges - 1.4% + (Rs3 extra platform fee everytime)

Already one guy told he paid total 3 lakhs and credited to bank within 5 mins.

Hitch Zone told me, if you pay via rent, our merchant category is different and you will get instant credit because we get instant...

• Abhishek012

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App link -

hitch zone – Apps on Google Play

One app for "Instant BBPS cashback & Real-time Rent payment via Credit Card "

play.google.com

IOS link - https://apps.apple.com/in/app/hitch-zone/id6529532964

Signup and go to Credit Card bill payment option.

Payment option - Amazon gift voucher wallet, Freecharge, mobikwik, Ola money, Phonepe etc.

Note - login using your amazon register mobile number on cashfree gateway page, if amazon wallet option is not open.

View attachment 100338

How to pay Credit Card bill via 5% SBI Cashback Credit Card ?

Please note - when you choose phonepe wallet >> login >> saved card option >> enter credit card detials and proceed to pay.

if you get "PHONEPE PVT LTD" merchant name or "PHONEPE PRIVATE LTD" merchant name on Card otp page then 99% chance you will get 5% cashback category on SBI Cashback credit card.

Just 2 days ago, i used on TA Wallet load via Phonepe wallet option and "PHONEPE PVT LTD" merchant name got 5% cashback. Hitch Zone app via phonepe wallet got same merchant name.

If you guys have used the SBI Cashback Credit Card on PhonePe wallet trick on any apps then you would know that it always gives 5% cashback on SBI Cashbcak credit card on these two merchant names.

I haven’t personally verified it, but you guys can try it with ₹100 and check yourselves.

Charges -

Amazon gift voucher wallet - 2.332% charges (you can also use Credit Card, if your Amazon wallet/gift voucher balance is Zero but i dnt know what's the MCC code, if use Credit card via Amazon gateway).

Note - login using your amazon register mobile number on cashfree gateway page, if amazon wallet option is not open.

Phonepe wallet (no kyc required) >> Credit Card - 1.991% charges

Visa credit card - 1.25% charges Now 1.59% charges and pay to Merchant name - KOTTAKOTA BUSINESS DEVELOPMENT to get 5% sbi cb card (cancel and retry, you will get this merchant name. Sometimes 2nd attempt or sometimes 8-10 attempt).

RuPay/Visa/Mastercard debit card - 1.233% charges

MCC Code i think - 4900 with credit card (direct payment)..

Are these still working

 

[Abhishek012]

Are these still working

Only bank transfer trick working and make sure merchant name - kottakota business to get 5% sbi cashback card.