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No fee on Amazon vouchers for PayZapp x Smartbuy (bug)

what is this screen?
while paying with credit card on payzapp shop, this doesn't come.

you trying with wallet balance? not sure about that.
This is payment page. I think I got what I might be doing wrong
In payzapp, I have 0 wallet balance and paying through credit card. This is the payment page to add OTP and make transaction
 
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