Niyo Global DCB Debit Card Vs Niyo Global SBM Debit Card

[mrigank]

Hello,
I want a debit card that not only has zero forex markup fees but also has good service. Out of these two, which is a debit card in terms of customer service and cost. I have heard DCB has AMB of 5000/- and exchange rates of SBM is not good. Can you recommend me as per your experience?

 

[wanderer0]

Both DCB & SBM have 5k requirement now. SBM has it for last quarter only.
Anyway for some reason(probably not wanting to withdraw 5k from DCB) I only used SBM DC on my trip last year. The experience was great. No issues.

However, I only used this card for offline txns as I use SBI cashback for online txns (0.83% cb even after forex charges).

This year I've gotten Indusind Exclusive DC that has 0 forex + 0 atm charges(SBM & DCB charge ~₹500 for atm withdrawal). Let's see how that goes.

 

[Sanskar]

Can we get this card without providing passport number?

 

[wanderer0]

Can we get this card without providing passport number?

Indusind exclusive DC? yes. SBM/DCB DC? probably no.