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sbm

  1. xfactcc

    Regarding arbitrary FD rate modification mid-way by SBM Bank

    Dear members, Background: In Dec '22 I got Paisabazar FD Step Up Rupay CC by SBM bank. 1 yr later in Dec '23 received an SMS that it has been closed due to non-usage. Looked up the RBI rule on it and learnt bank must inform customer 30 days prior and give opportunity to respond before...
  2. pankaj_ji

    NIYO GLOBAL SBM Credit Card

    Important Update on FD Based Niyo Global Credit Card - Some of you may have made an FD based Niyo Global Credit card with high limits.(40-50k) -In case you want to withdraw the money, make another FD of at least 5000 and then withdraw the existing old FD of 40-50k. (This will keep card active)...
  3. finbro

    Query on OneCard upgrade from secured to unsecured card

    Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...
  4. Jagannathas

    Issue with OneCard FD Credit Card limit increase (SBM Bank)

    I have a OneCard FD credit card issued by SBM Bank. In October 2023, I received a re-KYC request but couldn't complete it as I am abroad. The card works fine, but in February 2024, I noticed the option to add more FD to increase my credit limit in the app has disappeared. Customer care couldn't...
  5. xfactcc

    Decoding RBI MD regarding KYC

    Dear Members, There is a clause regarding Re-KYC in the comprehensive document on KYC released by RBI that is Master Direction - Know Your Customer (KYC) Direction, 2016 (Updated as on January 04, 2024), in Part V, 38. it states: I found the highlighted clause interesting. Use case: I have...
  6. Chegg

    World Elite (Mastercard) Complete Bin List - Super Premium Cards - Wanted to know which card is there for a particular bin range

    IndusInd Pioneer Heritage Metal, IndusInd Crest Yes Private & Private Prime What are the other such cards ? Kindly share the {Card Name, Bin No} Pair - [Only Mastercard World Elite Cards] BANK_NAME BIN_FROM BIN_TO CARD Axis Bank 5154988100 5154988199 Credit Axis Bank 5294950000...
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