Need Suggestion on Amex Plat Travel Retention Options

[Lucifer311]

My Amex Plat Travel is due for renewal next month, called customer care to close the card because I don't want to pay the renewal fee of 5000+GST.
They offered 3 options as below to retain my card account-

1. They will reduce the fee by 50 %, i need to pay 2500+GST for renew
2. They will waive the renewal fee after deducting 10000 MR points
3. I need to spend 1.5L in next 90 days & they will revert the fees i paid along with GST. I will be getting regular rewards & milestone benefit as well on that spend.

The last option I feel is better, but need suggestion from you guys.

 

[TripleAce]

use it for fuel..wallet load...govt transactions...maintaince payment

I understand your logic but it’s difficult in my case because of other super beneficial cards in the wallet!!
I don’t want to quit the Amex ecosystem so some sort of retention benefit makes sense which they have stopped giving.

 

[TripleAce]

For most users Amex usually makes sense if they have online moderate-heavy spends owing to its low offline acceptance. I have a link posted above about various avenues to spend through Amex. Check that out if it helps.

Thanks!
Will check the link and figure out.
Regards

 

[sourpai]

Ok thanks
I did not recive points for school fee payement on magnus , so stopped using it
Will try again though
My school fee spends are around 4L , so will try again .

I have been getting points on M4B for education payments since last 1.5 yrs. It is not exclusion category…. Just pay directly on school website or PoS and not via any 3rd party app

 

[sourpai]

I understand your logic but it’s difficult in my case because of other super beneficial cards in the wallet!!
I don’t want to quit the Amex ecosystem so some sort of retention benefit makes sense which they have stopped giving.

Yes you are right. My last year usage on Plat travel was 15k only. Could not use cards anywhere as there were better cards with me. Especially with Biz black.. need for govt transactions goes away.

 

[TripleAce]

Yes you are right. My last year usage on Plat travel was 15k only. Could not use cards anywhere as there were better cards with me. Especially with Biz black.. need for govt transactions goes away.

Exactly what I was trying to convey!
Thanks 🙏🏼

 

[Card doctor]

I have been getting points on M4B for education payments since last 1.5 yrs. It is not exclusion category…. Just pay directly on school website or PoS and not via any 3rd party app

Sure noted thanks
If so I have no use of Amex Travel