need some info for premium cards

[unknown420]

received call for pre approved RBL ShopRite Credit Card
at first I rejected but as its LTF so accepted and vkyc done within 10 mins
after few days received call from RBL for some incomplete address details in application, so I gave all required details

2-3 hrs later started receiving calls from RBL [5 times till now] for Premium Card
they said your credit card application approved with 3.2L limit and you are eligible for our Premium Card
I declined as one RBL card is enough for me [as per my usage]

while posting this at RBL site it shows "Application under Processing"
so not sure if its SCAM or not
but if its not Scam should I accept their Premium card [only if they give LTF] or not
if yes which card is good..??

mostly using card on Amazon & Flipkart
already have ICICI Apay and Flipkart Axis [accepted ShopRite for Bank Offers only - no other use]

 

[unknown420]

received call again and they offered Icon and World Safari
both paid so rejected
please suggest good card if any for online usage - amazon, flipkart etc..

 

[helloworld]

received call again and they offered Icon and World Safari
both paid so rejected
please suggest good card if any for online usage - amazon, flipkart etc..

SBI Cashback - 5%

 

[Desu Sarath]

received call for pre approved RBL ShopRite Credit Card
at first I rejected but as its LTF so accepted and vkyc done within 10 mins
after few days received call from RBL for some incomplete address details in application, so I gave all required details

2-3 hrs later started receiving calls from RBL [5 times till now] for Premium Card
they said your credit card application approved with 3.2L limit and you are eligible for our Premium Card
I declined as one RBL card is enough for me [as per my usage]

while posting this at RBL site it shows "Application under Processing"
so not sure if its SCAM or not
but if its not Scam should I accept their Premium card [only if they give LTF] or not
if yes which card is good..??

mostly using card on Amazon & Flipkart
already have ICICI Apay and Flipkart Axis [accepted ShopRite for Bank Offers only - no other use]

Now a days there are so many scam calls, so please be really careful while accepting the calls and providing details.

 

[unknown420]

SBI Cashback - 5%

thanks bro, but was asking about RBL card

 

[helloworld]

thanks bro, but was asking about RBL card

rbl max. 2% with any card. these cards are not for regular usage but for offers.

even emi or 10% offers always comes with another bank, not specific to rbl. its just 95% of time you dont need rbl cards, unless one dont have other cards.

Dont waste much time on this..

 

[unknown420]

rbl max. 2% with any card. these cards are not for regular usage but for offers.

even emi or 10% offers always comes with another bank, not specific to rbl. its just 95% of time you dont need rbl cards, unless one dont have other cards.

Dont waste much time on this..

already cleared in first post, accepted Shoprite coz its LTF
later Bank offered Premium Card [Icon & World Safari] but Paid so I rejected offer

as per your suggestion [SBI Cashback] :
I got Simply Save Rupay in December so need some time before apply
[not sure if can apply without ITR or not - if any way please let me know]

 

[helloworld]

already cleared in first post, accepted Shoprite coz its LTF
later Bank offered Premium Card [Icon & World Safari] but Paid so I rejected offer

You asked in first reply about good card for online usage, hence the suggestion.

as per your suggestion [SBI Cashback] :
I got Simply Save Rupay in December so need some time before apply
[not sure if can apply without ITR or not - if any way please let me know]

It needs 3.6L income, actually sometimes not needed depends on profile. If your card completed 3 months, try sprint once.

But honestly if you do not have spends then these many cards not required at this point. Try to build the relationship with your favorite bank, and try to get their premium cards when its the right time.

 

[Sunil R]

rbl max. 2% with any card. these cards are not for regular usage but for offers.

even emi or 10% offers always comes with another bank, not specific to rbl. its just 95% of time you dont need rbl cards, unless one dont have other cards.

Dont waste much time on this..

can you check this post .. ur suggestion plz

RBL Shoprite Upgrade request / cancellation

In May 2023, I applied for an RBL Shoprite LTF card and was approved with just a 50K limit. Since then, I have spent approximately 1.5L on it. After 9 months, upon contacting customer care, the limit was increased to 1.25L. Inspired by the TF community, a week later, I requested the cancellation...

www.technofino.in

 

[helloworld]

can you check this post .. ur suggestion plz

RBL Shoprite Upgrade request / cancellation

In May 2023, I applied for an RBL Shoprite LTF card and was approved with just a 50K limit. Since then, I have spent approximately 1.5L on it. After 9 months, upon contacting customer care, the limit was increased to 1.25L. Inspired by the TF community, a week later, I requested the cancellation...

www.technofino.in

Safari - strictly for 0% markup fee forex transactions. There are better alternatives and some cards even provide +ve rewards. If still needed then solo purpose is 0% markup fee on forex transactions.

Reward rate on other spends: 0.3% to 1% (+0.5% if those milestones achieved)

Icon - BMS benefit and better reward rate than Safari but not 0% markup fee.

Reward rate: 0.3% to 4%. 4% on dining which other cards also provide.

Need to pick one in these two, choose ICON (basically anything, you won't use after knowing other bank cards reward rate).

Alternative: RBL Playcard.