6ix9ine
TF Legend
This offer has been discontinued, along with the amazon 20% one, which was valid until 31st march 2025. Banks are not aware of this offer because they were not the ones who launched it.
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Need review on Indian Bank
- Thread starter tuhin
- Start date
- Replies 52
- Views 918
-
- Tags
- indian indian bank need review
praful47
TF Legend
Chii ye to tatti hai
Dr.AMAN
TF Select
The offer was working fine until I had my old Indian bank Rupay Platinum debit card before its merger with Allahabad bank( the pure black one). Once the Indianbank-Allahabad bank merger happened they changed the design of their Rupay platinum debit card and they also seem to have downgraded the benefits of Rupay platinum debit card. I personally liked their old Black debit card with embossed letters.
Dr.AMAN
TF Select
😅 If their Platinum rupay debit card still provides 1 domestic + 1 international lounge access without any spend criteria then it is not that bad for a Rs.1000 MAB savings account.
praful47
TF Legend
Offers nahi design tatti hai
Dr.AMAN
TF Select
Baat toh sahi hai🤣
6ix9ine
TF Legend
I will reiterate the answer for you:
"This offer has been discontinued, along with the amazon 20% one, which was valid until 31st march 2025. Banks are not aware of this offer because they were not the ones who launched it."
Indian Bank or Allahabad Bank or their merger has nothing to do with it.
Dr.AMAN
TF Select
Yes I know it got discontinued in march 2025. But their new Rupay debit card stopped working for this offer since september 2024(when I got the new card with the Indianban-Allahabad bank logo). Before the merger with Allahabad bank their Rupay Platinum debit card BIN number started with 6080 but after the merger the new Rupay platinum debit card BIN started with 8173. The moment I typed the first 4 numbers in swiggy it said that this card is not eligible for the offer. Probably this is why the new debit card stopped working for some Rupay platinum offers. Indian bank's customer care people could not explain this simple reason when contacted. This definitely means they have downgraded Rupay platinum benefits post merger.
6ix9ine
TF Legend
Yes, now it makes sense. BIN caused the issue, sad man. This merger was shit anyway. Indian bank ate allahabad bank completely.
damn
TF Premier
Well, at least Harvard thought it was cool; lol
Dr.AMAN
TF Select
The govt of India had no other choice at that time. Pre merger Allahabad bank was on the brink of collapse with gross npa reaching a whopping 17% and posting net loss in each quarter.It would have turned into yes bank/pmc bank had it not been merged. Indian bank, although smaller in size, had a stronger and cleaner balance sheet with gnpa 7% and net profitability in each quarter. Moreover Allahabad bank had strong presence in north and northeast while Indian bank in south. The merger made it a pan-india bank. Had Allahabad bank been more careful in managing their balance sheets then they would have acquired Indian bank and not the other way round. But still the current Indian bank needs a lot more improvement to catchup with the likes of SBI/BOB/PNB.
Last edited:
kiwi195
TF Premier
Nope. Branch had no info. The card was approved but never generated. Customer care was clueless.
La pasión
TF Legend
Thread 'INDIAN BANK HNI/FAMILY ACCOUNT. A QUICK WAY TO GET YOUR FIRST CREDIT CARD?' https://www.technofino.in/community...uick-way-to-get-your-first-credit-card.41090/
Similar threads
