Need Amazon Pay ICICI credit card, have Coral card already.

[moonsmart]

Hi there,
I applied for a Coral card in May 2022 and got approved with a limit of 1L. I'm using that card quite well but haven't seen the option to get the Amazon pay card.

I don't have a savings account in ICICI.

Also there's no upgrade available in the iMobile app for other ICICI cards like MMT.

In my brother's case, he got hpcl coral card and one day he tried applying for Amazon Pay card and it only asked for his mobile number then OTP and then last 4 digits of the existing card.
Is this because he has a ICICI savings account?

 

[Bhaskar]

Yes I also have a savings account and platinum card with icici. When i applied Amazon pay card it only asked for last 4 digit of card and OTP and the card was generated instantly. Have you tried applying the card?

 

[moonsmart]

Yeah, it's asking for aadhaar card & PAN instead of OTP and card last 4 digits.

 

[moonsmart]

Amazon, CC linked to same number?

Yeah same number & email but no savings account.

 

[moonsmart]

Call customer care, they'll give ...

Amazon pay card or MMT?

 

[zealot]

Yeah, it's asking for aadhaar card & PAN instead of OTP and card last 4 digits.

No issue, just apply for Apay Card. You will get the card. I got the card in the same way.

 

[zealot]

Amazon pay card or MMT?

MMT

 

[moonsmart]

No issue, just apply for Apay Card. You will get the card. I got the card in the same way.

Without CIBIL enquiry?

 

[zealot]

Without CIBIL enquiry?

Yep in my case i didn't get any enquiry. They will get your details with pan card i think since you have CC with them already. They just give card with 1L aggregate limit. Limit will be shared between Coral and Apay.

 

[moonsmart]

Yep in my case i didn't get any enquiry. They will get your details with pan card i think since you have CC with them already. They just give card with 1L aggregate limit. Limit will be shared between Coral and Apay.

Alright thanks, will try it. 👍

 

[zealot]

Alright thanks, will try it. 👍

You have no other options, customer care won't help to get APay, they just give recommendation other cards.

 

[moonsmart]

You have no other options, customer care won't help to get APay, they just give recommendation other cards.

I was hoping to get the card last 4 digit option as applying seperately might put a hard enquiry unnecessarily on cibil. Will try it next month, as there's already a recent axis LE enquiry.

 

[zealot]

Alright thanks, will try it. 👍

Don't forget update about the status. It will help to others.

 

[moonsmart]

Don't forget update about the status. It will help to others.

Surely, will do.

 

[zealot]

I was hoping to get the card last 4 digit option as applying seperately might put a hard enquiry unnecessarily on cibil. Will try it next month, as there's already a recent axis LE enquiry.

Okay bro, but few enquiries for a month is not bad. I got 2 enquiries last month, one for SBI Simply Click and Another one for RBL Zomato. No score drops.

 

[moonsmart]

Okay bro, but few enquiries for a month is not bad. I got 2 enquiries last month, one for SBI Simply Click and Another one for RBL Zomato. No score drops.

I was having score around 770 since Dec to May and then score dropped to 762 in June after 2 credit card enquiries (both approved) and 1 LE enquiry.

 

[zealot]

I was having score around 770 since Dec to May and then score dropped to 762 in June after 2 credit card enquiries (both approved) and 1 LE enquiry.

😅 Everything works in weird way. Above 750 is fine. Maintain utilisation ratio below 30% thats enough.

 

[moonsmart]

😅 Everything works in weird way. Above 750 is fine. Maintain utilisation ratio below 30% thats enough.

Yeah never bothered with score before this, but have to apply for one RBL/ IndusInd card before October that's why trying not get new enquiries.

 

[moonsmart]

Is your APay Wallet full KYC?

Yeah it is. Also had pay later last year, closed in January. I tried applying for card in 2020 and 2021 but was rejected then.

 

[V360]

My application is stuck here for more than a week now.

VKYC completed.

Checked with customer care and they are not giving proper response.

Any suggestions???