Most used / Default Credit card

[abhinav00702]

Hi all members, please list down your most frequently used credit card or default card used for majority of your transactions and why you use it.

Note: Request all members just to provide one card name.

 

[WhoU]

DCB so far

 

[Wealth is my birth right!]

Card no exp and cvv all by heart I use everywhere axis magnus to get that 1lac milestone spending

 

[Digvijay]

Hi all members, please list down your most frequently used credit card or default card used for majority of your transactions and why you use it.

Note: Request all members just to provide one card name.

No default card, depends on offers, and try to mix and match. But at the moment mostly Axis and American Express variants!

 

[avishj]

Hi all members, please list down your most frequently used credit card or default card used for majority of your transactions and why you use it.

Note: Request all members just to provide one card name.

Mostly Ace, and bunch of others based on offers and opportunities.

 

[Rahul Gupta]

Hi all members, please list down your most frequently used credit card or default card used for majority of your transactions and why you use it.

Note: Request all members just to provide one card name.

Apay card, because i do alot of shopping on amazon.

 

[Patil007]

APay card as most of the spend is offline.

Target is to get ACE and Flipkart for offline spend.

 

[ltf4ever]

diners black
3.3% default reward rate
for amazon spends - buy smartbuy vouchers which give around 8.5% rate.
myntra/Flipkart - smartbuy vouchers that give nearly 10%.
weekend dining 6.6%
dineout min 10%
get vouchers of 1000 after crossing 80k spends per month.

 

[Collector_sahab]

ICICI Apay if you shop heavily on Amazon for groceries, durables and do bill payment through amazon itself (must be an Amazon prime user ) and it's LTF.

 

[deep@vie]

Hi all members, please list down your most frequently used credit card or default card used for majority of your transactions and why you use it.

Note: Request all members just to provide one card name.

It depends on your uses solely or if you have cards like infinia/DCB/Ultimate. you can use one at almost everywhere.

 

[Copycat]

Magnus in months where I can hit the milestone
Other months APay/Flipkart

 

[Mritunjay]

SBI Cashback for buying Amazon GV - 5%+ 3% (amazon GV offers) +1% (HDFC platinum DC) => 9%.
Then I use Amazon Pay balance for insurance, utility, and shopping.

 

[Nishb]

SC Ultimate @ 3.3% for everything literally
Axis Magnus @ 4.8% (on loyalty transfer points) upto 1 lakh (exemptions fuel, utility and wallet)
Axis reserve @ 6% (on loyalty transfer points) - Insurance RP limited at 5000rs + Gyftr amazon, flipkart, swiggy, myntra and MMR at almost 28% for vouchers (No RP on Fuel, wallets, utilities)

 

[totaldragon]

SBI Cashback for buying Amazon GV - 5%+ 3% (amazon GV offers) +1% (HDFC platinum DC) => 9%.
Then I use Amazon Pay balance for insurance, utility, and shopping.

Where do you get 3% discount on amazon GV?

 

[Mritunjay]

Where do you get 3% discount on amazon GV?

Amazon gives rewards on transaction through apay.

 

[totaldragon]

Amazon gives rewards on transaction through apay.

Thanks

 

[CMG]

SC Ultimate @ 3.3% for everything literally
Axis Magnus @ 4.8% (on loyalty transfer points) upto 1 lakh (exemptions fuel, utility and wallet)
Axis reserve @ 6% (on loyalty transfer points) - Insurance RP limited at 5000rs + Gyftr amazon, flipkart, swiggy, myntra and MMR at almost 28% for vouchers (No RP on Fuel, wallets, utilities)

Axis Magnus @ 4.8% (on loyalty transfer points) (Base. Not 1L. For 1L, it is higher)

 

[Gauravmittal49589]

From last 2 months sbi cashback is the mostly used by me

 

[Ad.Astra]

Hi all members, please list down your most frequently used credit card or default card used for majority of your transactions and why you use it.

Note: Request all members just to provide one card name.

Flipkart Axis Credit card.
5% CB on Flipkart & Myntra. Takes care of most of my online shopping and grocery order needs. 1.5% CB on everything else.
One can easily recover the annual fee of ₹500 within a month.

 

[cardio_guy]

The following are the most used cards for me:

• ICICI Sapphiro - Fuel expenses (close to Rs 10,000 per month)
• HDFC Swiggy - All offline and online expenses, groceries, etc. (close to Rs 15,000 per month)
• Amazon ICICI - Amazon purchases, bill payments, etc. (close to Rs 5,000 per month)