MoneyBack plus to Millenia Upgrade but with condition

[sparkit]

Hi,
I contacted HDFC CC team to upgrade my MoneyBack card to Millenia. Today I received with the below email.

We take this opportunity to inform you that, the credit cards are offered, basis usage and payment pattern on the card account. We have reviewed your request and we wish to clarify that, As on date we were not in receipt of complete payment towards your card statement dues. In this regards, we request you to share the acceptance of 100% Autopayment facility from you HDFC bank current/ savings account debited your credit dues monthly basis. Post confirmation we can review your upgrade request subject to internal checks.



Having said above, Auto Debit is a facility by which you can provide standing instructions to pay Total amount due (TAD) of your outstanding bills every month from your HDFC Bank Savings Account/current account. TAD as opted by you would be credited to your card account on the payment due date and will be claimed from your nominated savings/current bank account.

Does this mean I have pay my total outstanding from my MoneyBack card to proceed the application?

 

[Gaara]

Hi,
I contacted HDFC CC team to upgrade my MoneyBack card to Millenia. Today I received with the below email.


Does this mean I have pay my total outstanding from my MoneyBack card to proceed the application?

"Post confirmation we can review your upgrade request subject to internal checks."

 

[sparkit]

"Post confirmation we can review your upgrade request subject to internal checks."

this comes everytime I request for upgrade!
Not once I got upgraded!

 

[Gaara]

this comes everytime I request for upgrade!
Not once I got upgraded!

I got this reply today from them

We have reviewed your request and regret our inability to accede to the same currently as your card account is not eligible for an Millennia credit card upgrade. We wish to inform that upgrade offers will be reviewed periodically based on the usage and payment pattern on the card account. We request you to continue usage on your credit card for all your shopping and entertainment needs and provide us with more opportunities to serve you.
.
.
And I replied
Thank you for your response.

Dear Principal Nodal Officer,

There are two ways to obtain the upgrade. The first option is through your assistance, which I find appealing. Alternatively, I can close my existing card with HDFC and wait for three months before applying for a card-to-card (C2C). Given that my other bank cards have a limit of over 4.2 lakhs, I believe your bank will certainly offer me a better card on a lifetime free (LTF) basis. However, this process is time-consuming. Therefore, I kindly request your team to reconsider the decision and facilitate the upgrade. Otherwise, I will proceed with the second method.

 

[sparkit]

I got this reply today from them

We have reviewed your request and regret our inability to accede to the same currently as your card account is not eligible for an Millennia credit card upgrade. We wish to inform that upgrade offers will be reviewed periodically based on the usage and payment pattern on the card account. We request you to continue usage on your credit card for all your shopping and entertainment needs and provide us with more opportunities to serve you.
.
.
And I replied
Thank you for your response.

Dear Principal Nodal Officer,

There are two ways to obtain the upgrade. The first option is through your assistance, which I find appealing. Alternatively, I can close my existing card with HDFC and wait for three months before applying for a card-to-card (C2C). Given that my other bank cards have a limit of over 4.2 lakhs, I believe your bank will certainly offer me a better card on a lifetime free (LTF) basis. However, this process is time-consuming. Therefore, I kindly request your team to reconsider the decision and facilitate the upgrade. Otherwise, I will proceed with the second method.

Great! Do we have to clear the outstanding for card upgrade?

 

[Gaara]

Great! Do we have to clear the outstanding for card upgrade?

Nope, all existing EMIs, bill payments, and loans linked to your current credit card will be automatically transferred to the new HDFC Bank credit card.

 

[sparkit]

Nope, all existing EMIs, bill payments, and loans linked to your current credit card will be automatically transferred to the new HDFC Bank credit card.

Yeah, this is what happened when I upgraded my SBI SimplySave to BPCL Octane. But here they are asking me to turn on the Total Outstanding Due. But let’s see their reply! I know lot of chance for rejection!

 

[techt]

I got this reply today from them

We have reviewed your request and regret our inability to accede to the same currently as your card account is not eligible for an Millennia credit card upgrade. We wish to inform that upgrade offers will be reviewed periodically based on the usage and payment pattern on the card account. We request you to continue usage on your credit card for all your shopping and entertainment needs and provide us with more opportunities to serve you.
.
.
And I replied
Thank you for your response.

Dear Principal Nodal Officer,

There are two ways to obtain the upgrade. The first option is through your assistance, which I find appealing. Alternatively, I can close my existing card with HDFC and wait for three months before applying for a card-to-card (C2C). Given that my other bank cards have a limit of over 4.2 lakhs, I believe your bank will certainly offer me a better card on a lifetime free (LTF) basis. However, this process is time-consuming. Therefore, I kindly request your team to reconsider the decision and facilitate the upgrade. Otherwise, I will proceed with the second method.

Any update on this?

 

[Gaara]

Any update on this?

They said they'll respond by 23rd

 

[pinki]

I received this msg( does this means they r ready to upgrade??)::::::

This is in continuation of your email dated February 18, 2024 regarding your HDFC Bank Credit card.



Further we noted that you have requested for upgrading the card to Millenia. We wish to inform you that card will be issued as first year free and we need the below details / sharing your acceptance and share us to enable us review your upgrade request subject to internal checks.


1. Your consent for card upgrade mentioning the last four digits of your current card number.
2. Credit Card variant to be upgraded.
3. Acceptance towards transfer of Reward points (if any) from your old HDFC Bank credit card to the new card variant as per the applicable conversion ratio*.

4.Pricing code as first year free.

5.Scanned copy of recent three months latest Pay slips / ITR with computation sheet.



P.s(Currently all cards are soured as prized or first year free pricing code)



Incase of any other query or clarification towards your credit card account, please feel free to write to us at: customerservices.cards@hdfcbank.com and we will be glad to assist you.
@VISHESH_BANSAL

 

[Akash0043]

I received this msg( does this means they r ready to upgrade??)::::::

This is in continuation of your email dated February 18, 2024 regarding your HDFC Bank Credit card.



Further we noted that you have requested for upgrading the card to Millenia. We wish to inform you that card will be issued as first year free and we need the below details / sharing your acceptance and share us to enable us review your upgrade request subject to internal checks.


1. Your consent for card upgrade mentioning the last four digits of your current card number.
2. Credit Card variant to be upgraded.
3. Acceptance towards transfer of Reward points (if any) from your old HDFC Bank credit card to the new card variant as per the applicable conversion ratio*.

4.Pricing code as first year free.

5.Scanned copy of recent three months latest Pay slips / ITR with computation sheet.



P.s(Currently all cards are soured as prized or first year free pricing code)



Incase of any other query or clarification towards your credit card account, please feel free to write to us at: customerservices.cards@hdfcbank.com and we will be glad to assist you.
@VISHESH_BANSAL

Yes 🥲🥲
Don’t upgrade into millennia
MB+ Is universal CC

 

[pinki]

Yes 🥲🥲
Don’t upgrade into millennia
MB+ Is universal CC

For rupay credit on upi thing only, i m not responding back to their msg! O/w i could have taken millenia🥲

 

[Akash0043]

For rupay credit on upi thing only, i m not responding back to their msg! O/w i could have taken millenia🥲

If you can provide payslip/ITR go ahead 🥲
You can get tata neu cards for UPI
BTW how much is your current CL?

 

[pinki]

If you can provide payslip/ITR go ahead 🥲
You can get tata neu cards for UPI
BTW how much is your current CL?

86k
I don't have tata neu in my name!

 

[Akash0043]

86k
I don't have tata neu in my name!

Well you can get one as FYF and then request for LTF conversion as i got tata neu rupay plus 4 days back FYF

 

[Akash0043]

86k
I don't have tata neu in my name!

Well we are in same boat as i have 78🥲🥲

 

[VISHESH_BANSAL]

I received this msg( does this means they r ready to upgrade??)::::::

This is in continuation of your email dated February 18, 2024 regarding your HDFC Bank Credit card.



Further we noted that you have requested for upgrading the card to Millenia. We wish to inform you that card will be issued as first year free and we need the below details / sharing your acceptance and share us to enable us review your upgrade request subject to internal checks.


1. Your consent for card upgrade mentioning the last four digits of your current card number.
2. Credit Card variant to be upgraded.
3. Acceptance towards transfer of Reward points (if any) from your old HDFC Bank credit card to the new card variant as per the applicable conversion ratio*.

4.Pricing code as first year free.

5.Scanned copy of recent three months latest Pay slips / ITR with computation sheet.



P.s(Currently all cards are soured as prized or first year free pricing code)



Incase of any other query or clarification towards your credit card account, please feel free to write to us at: customerservices.cards@hdfcbank.com and we will be glad to assist you.
@VISHESH_BANSAL

Go Ahead!

Aisa moka nhi milta.

Nhi toh yeh Chennai Office ke darshan karne bolte hai🤣

 

[SSV]

I received this msg( does this means they r ready to upgrade??)::::::

This is in continuation of your email dated February 18, 2024 regarding your HDFC Bank Credit card.



Further we noted that you have requested for upgrading the card to Millenia. We wish to inform you that card will be issued as first year free and we need the below details / sharing your acceptance and share us to enable us review your upgrade request subject to internal checks.


1. Your consent for card upgrade mentioning the last four digits of your current card number.
2. Credit Card variant to be upgraded.
3. Acceptance towards transfer of Reward points (if any) from your old HDFC Bank credit card to the new card variant as per the applicable conversion ratio*.

4.Pricing code as first year free.

5.Scanned copy of recent three months latest Pay slips / ITR with computation sheet.



P.s(Currently all cards are soured as prized or first year free pricing code)



Incase of any other query or clarification towards your credit card account, please feel free to write to us at: customerservices.cards@hdfcbank.com and we will be glad to assist you.
@VISHESH_BANSAL

Fact : Yes , they are ready to upgrade.
Advice : just go for it.

 

[pinki]

Go Ahead!

Aisa moka nhi milta.

Nhi toh yeh Chennai Office ke darshan karne bolte hai🤣

Fact : Yes , they are ready to upgrade.
Advice : just go for it.

Thanks a lot sir!

 

[Akash0043]

@pinki can you share email layout for upgrade form to HDFC
Let’me try my luck with HDFC 😂