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Looking for alternate to Regalia Gold ?

Even this year I had an interaction for 3 months to get dcbm. Finally got in march.
Yes hdfc became too conservative these days
There were years who got more than 75% LE in a 6m span
Attachment is for ppl guidance reg ITR or TRV needs along with card limit and spend criteria
Again it’s all upto our negotiating power and branch business targets some approvals will nullify some requirements 0d62578e-908a-4db6-a3e0-cacaee4751f4.webp
 
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