Looking for alternate to Regalia Gold ?

[gnamlalu]

Hi, please suggest any alternate to Regalia Gold ? specially for Lounge access and Rewards.

 

[Hihihi]

Search up a bit 😂
A good starting point - Thread 'Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino' https://www.technofino.in/community...edit-card-recommendation-by-technofino.35938/

 

[sunit123]

Hi, please suggest any alternate to Regalia Gold ? specially for Lounge access and Rewards.

Lounge access: there is no alternative if it is LTF for you.
Rewards: RG Base reward is around 1%. You may consider uni gold (Covert rewards to digital gold/buy vouchers) or scapia (2% rewards)

 

[gnamlalu]

Search up a bit 😂
A good starting point - Thread 'Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino' https://www.technofino.in/community...edit-card-recommendation-by-technofino.35938/

Thanks Hihihi for the link.

 

[gnamlalu]

Lounge access: there is no alternative if it is LTF for you.
Rewards: RG Base reward is around 1%. You may consider uni gold (Covert rewards to digital gold/buy vouchers) or scapia (2% rewards)

Hi sunit123, Thanks for your response. RG is not LTF it was FYF. I have yearly expense around 9-10 Lakh on CC so RG gets fee wavier. Scapia got approve but I did not take it.

 

[Hihihi]

Hi sunit123, Thanks for your response. RG is not LTF it was FYF. I have yearly expense around 9-10 Lakh on CC so RG gets fee wavier. Scapia got approve but I did not take it.

Try upgrading your RG to DCBM then if you can spend ~6 lacs in 6 months. What's your limit on RG tho?

 

[gnamlalu]

Try upgrading your RG to DCBM then if you can spend ~6 lacs in 6 months. What's your limit on RG tho?

Currently on RG it is 7.12 lacs. Sent attached form to increase my limit but they denied it. I heard DCBM acceptance is the problem in Bangalore so thinking not to take DCBM. Still trying with my RM to increase my limit to 8 lacs on RG. Yes I do have 6 lacs spent on existing card with 4 month. What do you suggest ?

 

[shadow28]

Currently on RG it is 7.12 lacs. Sent attached form to increase my limit but they denied it. I heard DCBM acceptance is the problem in Bangalore so thinking not to take DCBM. Still trying with my RM to increase my limit to 8 lacs on RG. Yes I do have 6 lacs spent on existing card with 4 month. What do you suggest ?

I haven't had DCBM acceptability issues in Bangalore, the only place I've faced issues is outside India. Afaik only super old POS machines in India don't accept Diners Club cards.

 

[Nishan11]

Currently on RG it is 7.12 lacs. Sent attached form to increase my limit but they denied it. I heard DCBM acceptance is the problem in Bangalore so thinking not to take DCBM. Still trying with my RM to increase my limit to 8 lacs on RG. Yes I do have 6 lacs spent on existing card with 4 month. What do you suggest ?

DCBM acceptability has improved a lot.

Even in Raipur (Chhattisgarh), I haven't faced any issue with this card. Accepted in all cafe/restaurants/supermarket/Multiplexes. I use it quite regularly.

As @shadow28 mentioned, acceptability outside India is an issue for sure.

 

[gnamlalu]

I haven't had DCBM acceptability issues in Bangalore, the only place I've faced issues is outside India. Afaik only super old POS machines in India don't accept Diners Club cards.

Thanks @shadow28 for you input. Then will plan to upgrade to DCBM. I don't mind paying fees.

​

 

[gnamlalu]

DCBM acceptability has improved a lot.

Even in Raipur (Chhattisgarh), I haven't faced any issue with this card. Accepted in all cafe/restaurants/supermarket/Multiplexes. I use it quite regularly.

As @shadow28 mentioned, acceptability outside India is an issue for sure.

Thanks @Nishan11 for your input. I heard lot about Infinia. So upgrade to DCBM good or can give try for Infinia upgrade ? what is the upgrade path based on spend ? considering 7.12 lacs CL and 9 lacs spend in last 6 month ?

 

[nh124001]

if you want a low spend card..then go for DCP, if you can spend 8L annually go for dcbm

 

[Nishan11]

Thanks @Nishan11 for your input. I heard lot about Infinia. So upgrade to DCBM good or can give try for Infinia upgrade ? what is the upgrade path based on spend ? considering 7.12 lacs CL and 9 lacs spend in last 6 month ?

Your CL & spend in last 6 months is easily eligible for DCBM upgrade. I think you should take it. Upgrades are FYF, you can check the acceptability & then decide. But I don't think you will face any significant issue using it in India.

Drop a mail to priority or grievance requesting upgrade on basis of CL & spends. Keep pursuing them till you get card as your case is solid.

 

[gnamlalu]

Your CL & spend in last 6 months is easily eligible for DCBM upgrade. I think you should take it. Upgrades are FYF, you can check the acceptability & then decide. But I don't think you will face any significant issue using it in India.

Drop a mail to priority or grievance requesting upgrade on basis of CL & spends. Keep pursuing them till you get card as your case is solid.

@Nishan11 thanks for the suggestion. Let me try email to grievance for the upgrade to DCBM.

 

[gnamlalu]

if you want a low spend card..then go for DCP, if you can spend 8L annually go for dcbm

@nh124001 my spend would be 8-10 lakh for sure. But next year I have more may be around 16-18 lakh.

 

[nh124001]

@nh124001 my spend would be 8-10 lakh for sure. But next year I have more may be around 16-18 lakh.

take dcbm, spend 8-9l in 6mnths.. then do bamboo in hdfc cc grievance..u will get infinia