hi all,
i am thinking of compiling a list of hidden/unknown conditions on some dc/cc which are required to avail the card benefits. @TechnoFino can you move this post to the 'Informational threads' section?
Starting off:
1) hdfc easy shop platinum dc (you get it with savingsmax or preferred account): fire, burglary, loss of baggage claim - you need to carry out AT LEAST 1 transaction on the card within 3 months prior to the event date to be able to claim the insurance.
2) icici cc (except diamant and emeralde): free lounge access in a quarter, ONLY if you spend 5k in the previous quarter.
3) Indusind Legend: International lounge access is NOT free. only pp membership is free. but for actual access to the lounge, you have to buy the Travelplus membership by paying 5k, which will get you 8 international visits.
4) sbi prime cc: priority pass is valid ONLY for 2 years. after that, you have to pay for pp.
5) in order to get cashbsck from portals like smartbuy, grabdeals, you have to have an EMPTY cart in the ecommerce apps and then add each product after landing on the app via the portal.
6) for cards with price protection, the price variation considered is that of the original price, WITHOUT considering the discounts and sale prices.
7) idfc wealth cc: air accident cover of 1cr ONLY if at least 1 transaction done in the last 30 days.
8) axis select: priority pass renewed on annual spends of 3 lakhs.
PS these are the conditions as of today and might change form down the line.
please feel free to add more to this list.
i am thinking of compiling a list of hidden/unknown conditions on some dc/cc which are required to avail the card benefits. @TechnoFino can you move this post to the 'Informational threads' section?
Starting off:
1) hdfc easy shop platinum dc (you get it with savingsmax or preferred account): fire, burglary, loss of baggage claim - you need to carry out AT LEAST 1 transaction on the card within 3 months prior to the event date to be able to claim the insurance.
2) icici cc (except diamant and emeralde): free lounge access in a quarter, ONLY if you spend 5k in the previous quarter.
3) Indusind Legend: International lounge access is NOT free. only pp membership is free. but for actual access to the lounge, you have to buy the Travelplus membership by paying 5k, which will get you 8 international visits.
4) sbi prime cc: priority pass is valid ONLY for 2 years. after that, you have to pay for pp.
5) in order to get cashbsck from portals like smartbuy, grabdeals, you have to have an EMPTY cart in the ecommerce apps and then add each product after landing on the app via the portal.
6) for cards with price protection, the price variation considered is that of the original price, WITHOUT considering the discounts and sale prices.
7) idfc wealth cc: air accident cover of 1cr ONLY if at least 1 transaction done in the last 30 days.
8) axis select: priority pass renewed on annual spends of 3 lakhs.
PS these are the conditions as of today and might change form down the line.
please feel free to add more to this list.
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