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Kotak pre approved loan offer

mnn

TF Buzz
Kotak is giving me pre approved loan offer of 25000,
Shoud I take it or not.
I want CC from them.
What shoud I do
 
If you apply for the loan, then you’re pre approved offers wont come for a while.
The loan amount is small anyways, if you need it then only take else just make fixed deposits and have good transactions on the debit card and wait for the offer. Also check ur credit score through the app.
 
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