Kotak Myntra Credit Card with zero fee for upto 3 years

[Chitra007]

https://www.myntra.com/cbc/store

 

[Gaara]

We don't get this cashback everytime as merchant name is Myntra. Other merchant name like PHONEPEPVTLTD or Paytm appears only sometimes where we get 1.25% cashback.

As i said earlier i m not aware but i got regardless.. didn't pay attention.. maybe next time

So if we are lucky we will get that 1.25% extra cashback on myntra purchases 🧐

 

[prc1990]

There reply

Dear Customer,

Greetings from Kotak Mahindra Bank Ltd !

This is with reference to your email dated 9th March 2024 on your banking relationship held with Kotak Mahindra Bank Ltd.

We assure you that there was no intention on our part to be of any disservice. Should this have caused you any inconvenience, please accept our apologies for the same.

With reference to your mail, we wish to inform you that for better clarification we request you to kindly go through the below details for INR. 1000.00 voucher.

Rs.1000 worth e-GV of Myntra is divided into 2 parts with following conditions:

1) Voucher worth Rs.500 shall be sent via SMS and email upon doing a successful transaction of minimum Rs.500.

Request you to check your messages and e-mail ID. The voucher should have been sent to the customer’s registered number and email ID.

SMS starts with “Unlock a fabulous Rs 500 Myntra voucher….”
And,

Email Subject Line is “Your Rs.500 Myntra E-Gift Voucher is Waiting for You!”

2) Voucher worth Rs.500 shall be credited as Myntra Credit upon doing a successful transaction on Myntra app/website
Request you to check Myntra credit by following below steps:

Open Myntra app > Profile > Payments & Currencies > Myntra Credit.


Assuring you best services at all times.

Yours Sincerely,

You are still fighting or left it?

 

[Gaara]

You are still fighting or left it?

Yes, my Relationship Manager (RM) closed the service request without resolving the issue. Frustrated by this, I complained to the Reserve Bank of India (RBI), highlighting that they had onboarded me with a misleading promotion. Even after emailing them about the issue, they continue to send automated replies without actually reading my messages.

Following my complaint, I received a reference email from the Office of the Nodal Officer at Kotak Mahindra Bank, stating, ‘Please note that we shall resolve this within 10 days post receipt of the details of your complaint.'

 

[prc1990]

Yes, my Relationship Manager (RM) closed the service request without resolving the issue. Frustrated by this, I complained to the Reserve Bank of India (RBI), highlighting that they had onboarded me with a misleading promotion. Even after emailing them about the issue, they continue to send automated replies without actually reading my messages.

Following my complaint, I received a reference email from the Office of the Nodal Officer at Kotak Mahindra Bank, stating, ‘Please note that we shall resolve this within 10 days post receipt of the details of your complaint.'

Ok please keep us posted.

 

[Gaara]

Ok please keep us posted.

Sure, What about you? your fight is on?

 

[prc1990]

Sure, What about you? your fight is on?

Exchanged emails with grievance team but of no help. 🥲

 

[Gaara]

Exchanged emails with grievance team but of no help. 🥲

I had a five-year-old card with them that I wasn’t using. I asked them to make it LTF (lifetime free) over emails, but despite many exchanges, there was no assistance. Frustrated, I called their customer care and requested to close the card. They connected me to a senior officer who assured me he would make it LTF. He even suggested upgrading it to a mojo card, but since I need to redeem the milestone benefit on May 1st, I insisted on keeping the present card LTF without an upgrade.

So, if emails don’t work, we should try phone calls. However, the TF legends mentioned that core cards can be made LTF, but not the co-branded ones. I’m currently trying emails, considering the misleading advertisements they’ve put out. Hopefully, the odds are in our favor. If it doesn’t work, I’ll escalate the matter over phone calls.

 

[Deleted member 16961]

Tata Neu card is great for Heavy Tata users…

Tata Neu is certainly perfect for users who spends more on Tata platforms, and since Tata has a diverse group it is no doubt one of top card contenders in 2023. Very few or may be no card will give you 5% (Tata stores) back in offline spends, on top of these 1.5% on UPI.

 

[007]

@007 dekho tumhara sister mil gayi 👉👉 @Chitra007

 

[Vasuki]

Wo hamesha apne channel k lye dhundhta rehta hai .
Card academy ko Competition dene k lye .

Hamesa najar rehti hai 😂😂🤣

 

[pavan000]

I haven't activated this card but I can see this card on CIBIL. Does this mean it's already activated.

 

[Gaara]

I haven't activated this card but I can see this card on CIBIL. Does this mean it's already activated.

How bro 😂
It can't be updated on cibil this soon, when you got the card?

 

[BeingIncog]

I haven't activated this card but I can see this card on CIBIL. Does this mean it's already activated.

any other kotak card?

 

[pavan000]

How bro 😂
It can't be updated on cibil this soon, when you got the card?

I got it in first week of March. No other relationship with Kotak

 

[nick0_0]

Still far far better than any Kotak card.
1.25% UPI cashback (instant) is lob ❤️.
2L spent in 1.5 months.

This card is not free for next 3 years or with no joining fees as all that advisement was hoax from the Myntra & Kotak. Because they are charging customers with Joining & renewal fees, infact their contact centre team first said it was free to me but now they are claiming that there was no such thing and even if you fight back, you will be offered GV of same amount as I have been offered to take that instead of free card for next 3 years. Here's the revert I received toady from the Kotak Bank

 

[Vasuki]

This card is not free for next 3 years or with no joining fees as all that advisement was hoax from the Myntra & Kotak. Because they are charging customers with Joining & renewal fees, infact their contact centre team first said it was free to me but now they are claiming that there was no such thing and even if you fight back, you will be offered GV of same amount as I have been offered to take that instead of free card for next 3 years. Here's the revert I received toady from the Kotak Bank

Its a still a good paid card .

For 3 year free its written .. u will be compensated with 500 voucher in t/c .
I myself told this multiple times .

Maybe i need to answer & get it marked as solution

 

[Deleted member 27665]

This card is not free for next 3 years or with no joining fees as all that advisement was hoax from the Myntra & Kotak. Because they are charging customers with Joining & renewal fees, infact their contact centre team first said it was free to me but now they are claiming that there was no such thing and even if you fight back, you will be offered GV of same amount as I have been offered to take that instead of free card for next 3 years. Here's the revert I received toady from the Kotak Bank

Its a still a good paid card .

For 3 year free its written .. u will be compensated with 500 voucher in t/c .
I myself told this multiple times .

Maybe i need to answer & get it marked as solution

Indirectly Doc means to say "Aapne Ghabrana Nahi Hai".

 

[Vasuki]

Indirectly Doc means to say "Aapne Ghabrana Nahi Hai".

T r u e 🕶️

 

[girish3456]

Which bank Rupay Credit Card do you find better after Tata Neu? Is it Kotak Myntra or BoB Snapdeal?

PNB Rupay Select credit card

 

[Vasuki]

PNB Rupay Select credit card

Bhai ...there was on person looking for pnb agent .. I don't remb
Dm me your friends phone number