Devaluation Kotak Myntra Credit Card Discontinued effective 10th July 2025 🚨

[pinki]

Your Myntra Kotak Credit Card will soon be replaced – here’s what you need to know



We thought! And its here now.
Was a decent card for myntra .

 

[Strange]

I converted it into LTF after about 1-2 months of using it.

How did you convince them for LTF conversion?

 

[knight]

How did you convince them for LTF conversion?

decent spends, persistence

 

[Strange]

decent spends, persistence

LTF Converted by the Retention Team or Grievance/PNO?
I have also spent a lot using this card over the last two years on both variants — Mastercard as well as RuPay — but I never asked them to convert it to LTF.

 

[knight]

Kotak sent this in a reply to one of my friend's mails.

They'll be charging 500 for migrated cards.

 

[knight]

LTF Converted by the Retention Team or Grievance/PNO?
I have also spent a lot using this card over the last two years on both variants — Mastercard as well as RuPay — but I never asked them to convert it to LTF.

Mine was converted by nodal officer.

They had applied joining fee despite applying in 3 year free offer.
Then i pushed for LTF conversion after a month or two.

 

[v.03.03]

View attachment 100385


Kotak sent this in a reply to one of my friend's mails.

They'll be charging 500 for migrated cards.

It's a good offer then. I think I opted out of the migration too soon.

 

[knight]

It's a good offer then. I think I opted out of the migration too soon.

if you want it you can mail them i guess.
the migration will happen in July.

 

[Piyush_]

Which is the next best card for Myntra? (Apart from vouchers)
I think Swiggy HDFC gives 5%. Any other suggestions?

SBI cashback 5% cashback on many online spends... Include myntra go for it

 

[Pravas]

I have yet to receive any email regarding conversation or opt out. Is anyone there yet to receive the email ?

 

[newmakerhere]

I have an outstanding balance in the current statement period, which will end on July 5th, and the payment date is expected to be around July 23rd. One of the migration conditions is

[td]If you choose to opt out but have an outstanding balance on your current card, your card will be migrated to the new card[/td]

If I want to opt out of migration, I must pay the outstanding balance by July 10th.

I want to opt out because I already have an LTF Zen signature card.

Please guide how to proceed in this matter.

 

[CardTox]

Guys i have opted out from upgrade. They are upgrading my Myntra cc to Zen, but I have already Zen card! i opted out for the same reason. But, the email says "your Myntra cc will be converted to Zen card if you have any outstanding on your Myntra card". My bill be generated on 5 July with due date of 23 July, if I don't pay my outstanding by 10July, will they forcefully convert my card to Zen?

 

[Pho3nix]

Guys i have opted out from upgrade. They are upgrading my Myntra cc to Zen, but I have already Zen card! i opted out for the same reason. But, the email says "your Myntra cc will be converted to Zen card if you have any outstanding on your Myntra card". My bill be generated on 5 July with due date of 23 July, if I don't pay my outstanding by 10July, will they forcefully convert my card to Zen?

Yes, it's better to clear any outstanding before 10th July.

 

[theflash]

I was wondering why they didn't Devalue this card when other cards were devalued now we have the answer it was anyways going to be discontinued so no point in devaluing 🤣.

 

[akiratoriyama]

I already have league. That's y asking will they close the card if I don't want upgrade. Itne bhi offer nhi aate Kotak pe ki same card 2 rakh le.

Very rarely I see kotak exclusive offers. Almost everytime some other bank ka offer is there alongside which is more rewarding anyways.

 

[akiratoriyama]

View attachment 100385


Kotak sent this in a reply to one of my friend's mails.

They'll be charging 500 for migrated cards.

Does this card have any actual benefits?

 

[knight]

Does this card have any actual benefits?

none.

Only international lounge access.

 

[akiratoriyama]

none.

Only international lounge access.

Kotak cards were semi useful when they had spend free lounges till June. Otherwise difficult to spend money on them.