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Kotak Cashback+ Card: 5% Cashback on Food, Groceries & More

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the.avhishek

the.avhishek

TF Premier
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Kotak Cashback+ Credit Card 💳

✨ 5% cashback on online food delivery, groceries & entertainment

⛽ 3% cashback on fuel spends

💰 0.5% unlimited cashback on all other eligible transactions

🚗 1% fuel surcharge waiver (up to ₹3,500 per anniversary year)

💵 Joining Fee: ₹750
🔁 Annual Fee: ₹750
 
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Ohh matlab soon to launch!

Kotak Cashback+ has 2L waiver and ₹750+GST=₹885 fees

5% on (let's suppose) average value of grocery order of ₹1500 = ₹75 cashback which means approx 11 to 12 months of savings will be required to recover the joining fees 😆 For food delivery there are so many 10% options that 5% pales in comparison. Similarly for fuel, so many options more than 3%

Now if this was lifetime free or First Year Free, then it would make a difference. 2L spends achievable as Kotak has regular discounts so it's only after a few months of recovering joining fees that this card can be profitable

P.S. For salaried lucky bhaskars, HSBC Live+ will give 10% on Grocery but for self-employed, this Kotak Cashback+ seems best for Grocery
 
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Gau₹av said:
Ohh matlab soon to launch!

Kotak Cashback+ has 2L waiver and ₹750+GST=₹885 fees

5% on (let's suppose) average value of grocery order of ₹1500 = ₹75 cashback which means approx 11 to 12 months of savings will be required to recover the joining fees 😆 For food delivery there are so many 10% options that 5% pales in comparison. Similarly for fuel, so many options more than 3%

Now if this was lifetime free or First Year Free, then it would make a difference. 2L spends achievable as Kotak has regular discounts so it's only after a few months of recovering joining fees that this card can be profitable
Click to expand...
Etna to bank ne bhi nhi socha hoga jb card design kiya hoga 🤭
 
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Gau₹av said:
Ohh matlab soon to launch!

Kotak Cashback+ has 2L waiver and ₹750+GST=₹885 fees

5% on (let's suppose) average value of grocery order of ₹1500 = ₹75 cashback which means approx 11 to 12 months of savings will be required to recover the joining fees 😆 For food delivery there are so many 10% options that 5% pales in comparison. Similarly for fuel, so many options more than 3%

Now if this was lifetime free or First Year Free, then it would make a difference. 2L spends achievable as Kotak has regular discounts so it's only after a few months of recovering joining fees that this card can be profitable
Click to expand...
Kotak ko lag raha ye card Myntra ka replacement hai.
 
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