royal_guru3006
TF Buzz
hello did you get any reply or call from kohtak bank? what did they asked questions? if yes what they asked
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Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!
- Thread starter syed_ar0403
- Start date
- Replies 217
- Views 8K
royal_guru3006
TF Buzz
bro i want to talk to you personally please Can you give me your telegram username please its very important
royal_guru3006
TF Buzz
i need your contact bro telegram username i want to talk something can u reply pls
vivekstark12
TF Buzz
I posted my username getting moderator approval
Please use DM for safety of your Privacy.
Aniket Sharma
TF Legend
That's not correct, I am doing more than 20 in kotak 811 account and haven't faced any issue till now
Then wait for day you will face it. I hope all your KYC dara is upto date to avoid freezing. 🙂
Aniket Sharma
TF Legend
Getting salary on that account, They will not freeze
Aniket Sharma
TF Legend
I went for privy salary account but no one in bank knows about that, so opened 811 kotak & send the account number to HR, asked corporate RM he told if you will be in pune then he will open my account.
In any case if would be 0mab, your account opened online or through Branch btw
Aniket Sharma
TF Legend
Kotak 811 is always online
I don't have. But what I read about it, It always have some variant. Like ..811 lite, 811, 811 super etc
Aniket Sharma
TF Legend
It was 811 classic & later on upgraded to 811 super
royal_guru3006
TF Buzz
i sent you a direct messge check 8t
royal_guru3006
TF Buzz
tu to darpok nikla 😂😂
vivekstark12
TF Buzz
Darpok kyu ?
Folks, here goes my story. On 27th June 2025 at 1:21 PM, I suddenly received SMS stating total freeze of Kotak 811 a/c without prior notice. The SMS contains a link to request Unblock. So, I have done that by allowing geo-location, aadhaar verification via OTP, selfie video and submission of latest payslip (asked for latest payslip / ITR). The portal shows Unblock request submitted and will be updated within 3-4 days.
On 28th, had a discussion with Freeze team by calling CC and they gave some vague reason that my a/c was credited and debited on same date for paying 3 CC bills and asked for CC bill statement. I firmly denied and replied that I have done debit & credit using my own other a/c and to my own CC, please show me RBI mandate that this is not allowed and for this freeze was done.
On 30th, I received another SMS that additional doc is needed through the same portal which asked for proof of trnx. I again called up freeze team and then they again started the same dance, on being questioned about RBI Mandate they pointed out to two trnx which were done from business UPI named DAS TELECOM. I told them he is my friend and he has paid for something, amounts are less 500 & 750 and further asked to show RBI mandate that I cannot accept UPI payment from any business trx.
Then under pressure CC executive told that tomorrow agent will visit for home address verification and also told that if I donot want to wait I may visit branch and request for a/c closure. But I will not close it now bcoz only rs 700 is stuck. I decided to see the end of this.
I have already mailed to PNO directly asking for explanation of a/c closure in writing and unblocking of a/c. Once I get the a/c unblocked or get any reason from PNO, I will start my own dance of raising grievance to RBIO claiming compensation of INR 1L for unethical practices being adopted by Kotak.
@SJM dada, need your valuable inputs and RBI Circular for the same.
On 28th, had a discussion with Freeze team by calling CC and they gave some vague reason that my a/c was credited and debited on same date for paying 3 CC bills and asked for CC bill statement. I firmly denied and replied that I have done debit & credit using my own other a/c and to my own CC, please show me RBI mandate that this is not allowed and for this freeze was done.
On 30th, I received another SMS that additional doc is needed through the same portal which asked for proof of trnx. I again called up freeze team and then they again started the same dance, on being questioned about RBI Mandate they pointed out to two trnx which were done from business UPI named DAS TELECOM. I told them he is my friend and he has paid for something, amounts are less 500 & 750 and further asked to show RBI mandate that I cannot accept UPI payment from any business trx.
Then under pressure CC executive told that tomorrow agent will visit for home address verification and also told that if I donot want to wait I may visit branch and request for a/c closure. But I will not close it now bcoz only rs 700 is stuck. I decided to see the end of this.
I have already mailed to PNO directly asking for explanation of a/c closure in writing and unblocking of a/c. Once I get the a/c unblocked or get any reason from PNO, I will start my own dance of raising grievance to RBIO claiming compensation of INR 1L for unethical practices being adopted by Kotak.
@SJM dada, need your valuable inputs and RBI Circular for the same.
