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Kotak 811 Visa Metal Debit Card – Unboxing & First Impressions

Finchamp!

TF Premier
Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!


Note 1: Kotak has a pretty tedious process for opening this account and availing the card. Too many ifs and buts.
Note 2: If you’re offered a similar deal, get it in writing. It might help if you ever need to take legal recourse.

Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

Black cover.webp

Opening the box revealed a metallic silver casing -

Silver Encasement.webp

This silver encasing contain a small booklet with features of the card/ A/C -

Feature Booklet 1.webp

Feature Booklet 2.webp


The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

Card - Front.webp Card - Back.webp

Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
 
Last edited:
Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!




Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

View attachment 97822

Opening the box revealed a metallic silver casing -

View attachment 97823

This silver encasing contain a small booklet with features of the card/ A/C -

View attachment 97824

View attachment 97825


The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

View attachment 97826View attachment 97827

Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
Title says Visa Infinite, but the card shows Visa Signature?
 
Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!




Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

View attachment 97822

Opening the box revealed a metallic silver casing -

View attachment 97823

This silver encasing contain a small booklet with features of the card/ A/C -

View attachment 97824

View attachment 97825


The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

View attachment 97826View attachment 97827

Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
Hi I'm already a kotak 811 super user for a month.Is there any way I could apply for this???
 
Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!




Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

View attachment 97822

Opening the box revealed a metallic silver casing -

View attachment 97823

This silver encasing contain a small booklet with features of the card/ A/C -

View attachment 97824

View attachment 97825


The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

View attachment 97826View attachment 97827

Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
Very nice. Unfortunately, Kotak isn't offering the 811 Super account to its Privy customers.
 
Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!




Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

View attachment 97822

Opening the box revealed a metallic silver casing -

View attachment 97823

This silver encasing contain a small booklet with features of the card/ A/C -

View attachment 97824

View attachment 97825


The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

View attachment 97826View attachment 97827

Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
Was this a new to bank offer? Also would you know if the offer is still on?
 
In your case, I believe, the regular fee of the metal card would apply.
He needs to make his account balance of min ₹ 81,100 (exact fig.) at the time of placing the request and issuance charges will be waived off and there's no annual charges for 811 Super A/c users.

The correct name is 811 Infinity Metal Debit Card. So, replace Infinite with Infinity.

Btw, Congratulations 👏
 
Was this a new to bank offer? Also would you know if the offer is still on?
Yes. This was for NTB customers. For existing Kotak 811 customers, the only offer was to put min 5K in the regular 811 AC, get an upgrade, and then get the metal card at it’s regular fee.
 
Let us know if there is any way of getting this metal card. I have opened this account only in this month, did not know about any offer back then
 
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