Finchamp!
TF Premier
Hey everyone,
I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!
The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.
However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!
The kit was delivered via Blue Dart—so no drama there.
It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.
Opening the box revealed a metallic silver casing -
This silver encasing contain a small booklet with features of the card/ A/C -
The key features are enlisted as under, for ease of reading -
which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -
Trust me..pictures don't do justice!
One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.
Looking forward to your thoughts!
I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!
Why I Opted for This Card
Simple – I got an amazing deal.The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.
However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!
Unboxing the Card
The kit was delivered via Blue Dart—so no drama there.
It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.
Opening the box revealed a metallic silver casing -
This silver encasing contain a small booklet with features of the card/ A/C -
The key features are enlisted as under, for ease of reading -
- 4 complimentary domestic lounge accesses per year
- 0% forex markup
- 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
- ₹750/month discount on Zomato
- ₹300/month discount on BookMyShow
- 2.5% fuel surcharge waiver
- Dedicated customer care support
- High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal
And, the card itself..
which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -
Trust me..pictures don't do justice!
One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.
Final Thoughts
This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.Looking forward to your thoughts!
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