INSANE 7 TO 7.7% CASHBACK ON FUEL PURCHASES USING IDFC POWER+CC

[shadow]

Might be slight delay from HP pay side. Update HP pay and check. It should come within 30 days. I have received it correctly so far. If not raise a ticket in the HP pay app itself.

There are still some txns which have not gotten the additional Happy coins.

Also one more thing, is the reward point limit in IDFC a monthly limit or statement limit?

My statement would've generated on 19th of this month and i have already loaded around 14k worth in HP wallet but i called them and asked them to change the statement generation date to 1st of each month and they did it but now my statement would be generating on 1st June instead of 19th May.

So if reward point limit is statement limit there's no point using this card for the rest of the month and if ts's monthly limit I'll still be able to use it for the rest of the month

 

[Dr.AMAN]

There are still some txns which have not gotten the additional Happy coins.

Also one more thing, is the reward point limit in IDFC a monthly limit or statement limit?

My statement would've generated on 19th of this month and i have already loaded around 14k worth in HP wallet but i called them and asked them to change the statement generation date to 1st of each month and they did it but now my statement would be generating on 1st June instead of 19th May.

So if reward point limit is statement limit there's no point using this card for the rest of the month and if ts's monthly limit I'll still be able to use it for the rest of the month

U can try raising a ticket in the HP pay app itself regarding the missing Happy coins. Or try their twitter handle. They r usually active there. This looks like HP's calculation error. They may give the remaining Happycoins after manual verification( like how Axis bank sends their pending cashback after 1 or 2 months).
Regarding the reward limits--> yes it is Statement limit. U can get rewards only for spends upto Rs.12000 per statement cycle. Because u have already exhausted the limit so u will have to wait till next statement cycle begins to get rewards. BTW how are u spending 14k per month on fuel?

 

[shadow]

U can try raising a ticket in the HP pay app itself regarding the missing Happy coins. Or try their twitter handle. They r usually active there. This looks like HP's calculation error. They may give the remaining Happycoins after manual verification( like how Axis bank sends their pending cashback after 1 or 2 months).
Regarding the reward limits--> yes it is Statement limit. U can get rewards only for spends upto Rs.12000 per statement cycle. Because u have already exhausted the limit so u will have to wait till next statement cycle begins to get rewards. BTW how are u spending 14k per month on fuel?

I have weekly 300 km travel to office and sometimes more if I have to go somewhere else.

 

[shadow]

I have weekly 300 km travel to office and sometimes more if I have to go somewhere else.

Guess I'll just take a loss this month. I wanted to have the statement generation on 1st for better clarity on how much I'm spending on fuel.

 

[shadow]

U can try raising a ticket in the HP pay app itself regarding the missing Happy coins. Or try their twitter handle. They r usually active there. This looks like HP's calculation error. They may give the remaining Happycoins after manual verification( like how Axis bank sends their pending cashback after 1 or 2 months).
Regarding the reward limits--> yes it is Statement limit. U can get rewards only for spends upto Rs.12000 per statement cycle. Because u have already exhausted the limit so u will have to wait till next statement cycle begins to get rewards. BTW how are u spending 14k per month on fuel?

These are the reward points statement from HP pay. For some txns I'm getting the additional Happy coins and for some I'm not.

Also, does your HP pay app also show session expired every time you open it? Even after 2-3 hours it says session expired and I've to login using OTP again every time.

 

[Dr.AMAN]

I have weekly 300 km travel to office and sometimes more if I have to go somewhere else.

Ok makes sense. U can keep other Hp cobranded cards from icici/bob to use, once the limit on IDFC PP is exhausted.

 

[Dr.AMAN]

These are the reward points statement from HP pay. For some txns I'm getting the additional Happy coins and for some I'm not.

Also, does your HP pay app also show session expired every time you open it? Even after 2-3 hours it says session expired and I've to login using OTP again every time.

Yes HP app needs a bit more refinement. Are u using fingerprint login? The trick here is to not use fingerprint for login. Use only 4 digit MPIN to login. It wont show session expired. It worked for me atleast. No session expired error for last 3 months.

 

[shadow]

Ok makes sense. U can keep other Hp cobranded cards from icici/bob to use, once the limit on IDFC PP is exhausted.

Yes HP app needs a bit more refinement. Are u using fingerprint login? The trick here is to not use fingerprint for login. Use only 4 digit MPIN to login. It wont show session expired. It worked for me atleast. No session expired error for last 3 months.

My avg would be around 12 and if I go over it shouldn't be more than 2-3k. This month was an outlier. So doesn't make sense to other cards for just 2-3k spending.

Okay I disabled the fingerprint. Let's see tomorrow if I still get session expired.

 

[SatyG]

These are the reward points statement from HP pay. For some txns I'm getting the additional Happy coins and for some I'm not.

Also, does your HP pay app also show session expired every time you open it? Even after 2-3 hours it says session expired and I've to login using OTP again every time.

I suggest that you make transactions in multiples of 150 for rewards optimisation.

 

[shadow]

I suggest that you make transactions in multiples of 150 for rewards optimisation.

Yeah I forgot about that but i don't think I lost too many RPs in my 5k txns as well

 

[theflash]

Is there any changes in HP Pay pg and app?

The merchant name now comes as Hindustanpetroleumcor, Mumbai

MCC 9399

Is that eligible for 30x?

 

[theflash]

View attachment 96385
There is no fuel fest campaign currently. That message is a standard template in HP pay app. Note that 1 Happycoin= 0.25Rs. And u will get 6 Happy coins per Rs.100= 1.5% return. U will not get all happycoins at once. It will be credited in ur HP pay app in parts as shown in the above image. So for Rs.2600 purchase u will get 156 Happycoins= Rs.39= 1.5%cashback. U have received 130 Happycoins so far. Remaining 26 will come in 30days. As for the redeeming part: once this Rs.2600 amount gets settled after 2 days then u can see the RPs under the card in IDFC first app. There will be option of "Redeem Now" under the RPs.

I've added ₹2400 so far and received Hp pay coins that I've attached below could you assist me understand if I've received correct amount of less?

₹600+₹600+₹1200 was the wallet load others are fuel purchase from wallet.

 

[Dr.AMAN]

Is there any changes in HP Pay pg and app?

The merchant name now comes as Hindustanpetroleumcor, Mumbai

MCC 9399

Is that eligible for 30x?

Yes. It is eligible for 30X. In march month also HP pay wallet load was showing this MCC. It got rectified after few days. Most probably some app update is going on. The surcharge for this MCC will be 1% for wallet load instead of the usual 0.85%.

 

[Dr.AMAN]

I've added ₹2400 so far and received Hp pay coins that I've attached below could you assist me understand if I've received correct amount of less?

₹600+₹600+₹1200 was the wallet load others are fuel purchase from wallet.

Yes ur March month wallet load amounts have received correct happycoins. Since fuelfest offer was going on so u have received the usual 6 Happycoins per Rs 100 spends and extra 3% happycoins for fuelfest. For example for Rs.1200 wallet load u have got 72( 6 per 100) + 36 (extra 3%) = 108 Happycoins.