credit geek
TF Select
ICICI Amazon Pay credit card remains one of the most popular LTF cards. As we all know, it provides 5% cashback for Amazon Pay purchases, 2% for Amazon Pay partner purchases for Amazon Prime members. Amazon Pay Travel also provides very competitive rates on Flights and hotels in partnership with MMT. The rates are often lower than what you get directly on the MMT site.
But it only provides 1% on offline purchases. I would like to share a tip to maximize return on offline purchases by purchasing a Brand Gift voucher. For example in the fashion category, if you are purchasing from Trend or Max, you can purchase a brand gift voucher with 9-12% discount from Amazon Pay branded gift card. This is very useful when they don't offer any discount for "new collection." Gift vouchers can also be purchased for cafes ( like Starbucks etc) with discounts. You also get 2% cash back for this purchase through ICICI Amazon Pay credit card.
Please remember to check with cash counter if they are familiar with redeeming gift cards and will accept the same. After confirmation, you can purchase the nearest floor value in multiple of 100 and pay the rest through any other method.
Even for orders through Zomato etc where the order value is less and you don't see any available card discount, this gives 5% cashback ( 3% direct discount and 2% Amazon pay cashback).
Update 1 : Branded gift voucher can be purchased through any payment instruments. So if you have a CC which will give more than 2% on these purchases, that's even better.
As they say every rupee saved is every rupee earned
But it only provides 1% on offline purchases. I would like to share a tip to maximize return on offline purchases by purchasing a Brand Gift voucher. For example in the fashion category, if you are purchasing from Trend or Max, you can purchase a brand gift voucher with 9-12% discount from Amazon Pay branded gift card. This is very useful when they don't offer any discount for "new collection." Gift vouchers can also be purchased for cafes ( like Starbucks etc) with discounts. You also get 2% cash back for this purchase through ICICI Amazon Pay credit card.
Please remember to check with cash counter if they are familiar with redeeming gift cards and will accept the same. After confirmation, you can purchase the nearest floor value in multiple of 100 and pay the rest through any other method.
Even for orders through Zomato etc where the order value is less and you don't see any available card discount, this gives 5% cashback ( 3% direct discount and 2% Amazon pay cashback).
Update 1 : Branded gift voucher can be purchased through any payment instruments. So if you have a CC which will give more than 2% on these purchases, that's even better.
As they say every rupee saved is every rupee earned
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