Infinia Infinia card upgrade - Income elegibility

[financewizard]

I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month.

Need to understand if this is a new hard requirement or is RM and BM bluffing about this?. Any ways to bypass it.? Any HDFC RM who can help me out here??

 

[elite34700]

I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month.

Need to understand if this is a new hard requirement or is RM and BM bluffing about this?. Any ways to bypass it.? Any HDFC RM who can help me out here??

Kindly ask the A HOLE to screw himself, approach PNO directly, try your luck, there is no concept of income when you already meet income criteria.

 

[financewizard]

Kindly ask the A HOLE to screw himself, approach PNO directly, try your luck, there is no concept of income when you already meet income criteria.

You mean spend criteria??

 

[Wealth is my birth right!]

I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month.

Need to understand if this is a new hard requirement or is RM and BM bluffing about this?. Any ways to bypass it.? Any HDFC RM who can help me out here??

Yes w e f last month we need 60l ITR for infinia upgrade its just 2 days they upgrade if eligible
Attached is the one which is circulating internally within hdfc sales guys which is self explanatory

 

[TECHXYZ]

Wait for auto-upgrade, may be that will be better. Don't highlight every case to PNO, not good in long run!