IndusInd Pioneer Legacy at two price points

[Ramakgmc]

We have a Pioneer family account. I considered getting a card from IndusInd, focusing on the family's significant government and insurance spending (as an add-on to M4B/Aurum and Amex Platinum travel). At two lakhs in fees, Heritage Metal appears to be a waste. I was considering Legacy. The RM is offering it at a fee of 50 K. Is a lower-fee version available, and what are the differences between the two versions? Even the website and brochures are not clear. Hence, I request answers from the TF community. Thanks.

 

[Wealth is my birth right!]

We have a Pioneer family account. I considered getting a card from IndusInd, focusing on the family's significant government and insurance spending (as an add-on to M4B/Aurum and Amex Platinum travel). At two lakhs in fees, Heritage Metal appears to be a waste. I was considering Legacy. The RM is offering it at a fee of 50 K. Is a lower-fee version available, and what are the differences between the two versions? Even the website and brochures are not clear. Hence, I request answers from the TF community. Thanks.

Lower fee versions will not have hotel chain membership where we get free stay vouchers

 

[ANM2]

I believe I heard it can be given for a 5k per year annual fee.

But this card is a useless card by all means. Wouldn't really recommend this card.

Negotiate for the heritage metal for 50k fees instead.

Heritage metal was offered in three price points if I remember right. 2lakhs, 1.5 and 25 or 50k

 

[Ramakgmc]

They are offering: LTF (up to 4 add-on cards), 50K vouchers (Taj/Oberoi/TataCliq among the useful ones), one night free with different chains of hotels (on booking 2 or 3 nights), no additional surcharge for government payments, and golf benefits on the 50K card.
My RM is saying 5K is only for Legacy through the Grande account, and upgrade from Legend or other CC.
He says that within 3-6 months, he will try to obtain a Heritage metal LTF for me at 15K.
Are these correct, or is there a better way around
I know, I am discussing a useless card, but I am mostly focusing on the spends excluded from other bank CCs. Hence, it seems to suit me.

 

[ANM2]

I

They are offering: LTF (up to 4 add-on cards), 50K vouchers (Taj/Oberoi/TataCliq among the useful ones), one night free with different chains of hotels (on booking 2 or 3 nights), no additional surcharge for government payments, and golf benefits on the 50K card.
My RM is saying 5K is only for Legacy through the Grande account, and upgrade from Legend or other CC.
He says that within 3-6 months, he will try to obtain a Heritage metal LTF for me at 15K.
Are these correct, or is there a better way around
I know, I am discussing a useless card, but I am mostly focusing on the spends excluded from other bank CCs. Hence, it seems to suit me.

still wouldnt get the legacy.


Rather push for 50k joining fee and a 15k annual fee for heritage metal.

Heritage metal was used to be given as ltf, but now it is not. Its a paid card only.