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IndusInd Pioneer Legacy at two price points

Ramakgmc

TF Buzz
We have a Pioneer family account. I considered getting a card from IndusInd, focusing on the family's significant government and insurance spending (as an add-on to M4B/Aurum and Amex Platinum travel). At two lakhs in fees, Heritage Metal appears to be a waste. I was considering Legacy. The RM is offering it at a fee of 50 K. Is a lower-fee version available, and what are the differences between the two versions? Even the website and brochures are not clear. Hence, I request answers from the TF community. Thanks.
 
We have a Pioneer family account. I considered getting a card from IndusInd, focusing on the family's significant government and insurance spending (as an add-on to M4B/Aurum and Amex Platinum travel). At two lakhs in fees, Heritage Metal appears to be a waste. I was considering Legacy. The RM is offering it at a fee of 50 K. Is a lower-fee version available, and what are the differences between the two versions? Even the website and brochures are not clear. Hence, I request answers from the TF community. Thanks.
Lower fee versions will not have hotel chain membership where we get free stay vouchers
 
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