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IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

Hi TCFers,
My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my RM this time he finally had something good to offer.
As per this offer, the accounts mentioned above effectively become unconditional NMC free and Zero MAB.

Now, Indusind Pioneer always was a 0 NMC account with possible risk of downgrade in future in case AQB not maintained and Indus grande Care and care accounts are accounts which wont be downgraded but you will be charged NMC.

I reached out to my RM asking proper mail chain about the same as Indusind is infamous for product mis-selling.

I sent them my doubts in the email-
View attachment 106440

Their reply today -
View attachment 106441

Hence, you guys can check with your RM and make an informed decision.
I am yet to talk to them again and have my accounts opened.

Offer Validity - 1st August-31st August
Offer Link:
could you pls post the pdf of the email reply which bank sent so we can show to RM...my RM says no such offer...
 
Recently my father moved several huge amount FDs out of IndusInd given what happened in the last few quarters with the bank and the extremely diminishing quality of service and products/apps/netbanking and the INDIE screw-up. Maybe many other senior citizens also doing this. This is an offer to bring them back 😆
 
As per their website, indus care and indus grande care is only eligible. In my case, the bank branch don't respond for any queries. Customer care another big nut!
 
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Exactly what I wrote before. Pioneer is nowhere mentioned for this Freedom offer & even branch also confirmed the same yesterday.
 
Hi TCFers,
My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my RM this time he finally had something good to offer.
As per this offer, the accounts mentioned above effectively become unconditional NMC free and Zero MAB.

Now, Indusind Pioneer always was a 0 NMC account with possible risk of downgrade in future in case AQB not maintained and Indus grande Care and care accounts are accounts which wont be downgraded but you will be charged NMC.

I reached out to my RM asking proper mail chain about the same as Indusind is infamous for product mis-selling.

I sent them my doubts in the email-
View attachment 106440

Their reply today -
View attachment 106441

Hence, you guys can check with your RM and make an informed decision.
I am yet to talk to them again and have my accounts opened.

Offer Validity - 1st August-31st August
Offer Link:
Hai ,
I've sent you a DM .

Can you please check.
 
I will talk to my RM tomorrow and confirm in a couple of days. Had been travelling so didn't get time to pursue this offer.

But i had seen the pioneer offer myself. It maybe be branch specific.
 
Can someone confirm, which is the best no nonsense premium/super premium credit card which I should get LTF with no Joining fees or stupid vouchers.
Options are:
Pioneer Legacy Credit card (Not the metal one)
Indusind Avios
Indusind Indulge


I am having good negotiations with Branch manager so if I have to push them for an LTF cc even if I am okay to let go of joining benefits then which card should I push them for considering Pioneer Family account.

Can someone confirm if anyone got LTF Avios card after recent revision of fees? If yes, is it worthwhile?
I just want a Visa Infinite variant CC in my portfolio as its missing.

@Anindya98 any insights?
 
Can someone confirm, which is the best no nonsense premium/super premium credit card which I should get LTF with no Joining fees or stupid vouchers.
Options are:
Pioneer Legacy Credit card (Not the metal one)
Indusind Avios
Indusind Indulge


I am having good negotiations with Branch manager so if I have to push them for an LTF cc even if I am okay to let go of joining benefits then which card should I push them for considering Pioneer Family account.

Can someone confirm if anyone got LTF Avios card after recent revision of fees? If yes, is it worthwhile?
I just want a Visa Infinite variant CC in my portfolio as its missing.

@Anindya98 any insights?
@BVC . .
 
Finally opened Pioneer for myself and family. It will be tied to my dad as per the senior citizen freedom offer. 5 other pioneer accounts will be opened within family followed by his. I already have an Indus Partner account with them which won't be hampered and both accounts for me will coexist.

Branch manager, Deputy branch manager themselves came to my dad's office for this whole, gave everything in writing and assured that no charges ever will. be levied, no downgrade will happen for anyone.
They were quite desperate for this relation with us. Also they tied this acc to the branch manager and not my existing RM stating that this way they will have unconditional support and control over our family banking so that we won't face any issues. Within a week or 2 all these pioneer accounts will be opened for us and i will update here after that.

I just gave 10L cheque which I can withdraw in a week and for all additional pioneer accounts within family, they just need to give 25K for account opening.

Also, they said only 1st bloodline relation will be considered under this family banking and hence my brother in laws won't be included.
 
Finally opened Pioneer for myself and family. It will be tied to my dad as per the senior citizen freedom offer. 5 other pioneer accounts will be opened within family followed by his. I already have an Indus Partner account with them which won't be hampered and both accounts for me will coexist.

Branch manager, Deputy branch manager themselves came to my dad's office for this whole, gave everything in writing and assured that no charges ever will. be levied, no downgrade will happen for anyone.
They were quite desperate for this relation with us. Also they tied this acc to the branch manager and not my existing RM stating that this way they will have unconditional support and control over our family banking so that we won't face any issues. Within a week or 2 all these pioneer accounts will be opened for us and i will update here after that.

I just gave 10L cheque which I can withdraw in a week and for all additional pioneer accounts within family, they just need to give 25K for account opening.

Also, they said only 1st bloodline relation will be considered under this family banking and hence my brother in laws won't be included.
Wow man it looks like IndusInd is sorted for you completely for the next many years until Pioneer gets devalued and something launches above it. Congrats. If you can somehow secure Pioneer Heritage Metal too without the ridiculous joining fees, that would be the cherry on top of the cake
 
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Finally opened Pioneer for myself and family. It will be tied to my dad as per the senior citizen freedom offer. 5 other pioneer accounts will be opened within family followed by his. I already have an Indus Partner account with them which won't be hampered and both accounts for me will coexist.

Branch manager, Deputy branch manager themselves came to my dad's office for this whole, gave everything in writing and assured that no charges ever will. be levied, no downgrade will happen for anyone.
They were quite desperate for this relation with us. Also they tied this acc to the branch manager and not my existing RM stating that this way they will have unconditional support and control over our family banking so that we won't face any issues. Within a week or 2 all these pioneer accounts will be opened for us and i will update here after that.

I just gave 10L cheque which I can withdraw in a week and for all additional pioneer accounts within family, they just need to give 25K for account opening.

Also, they said only 1st bloodline relation will be considered under this family banking and hence my brother in laws won't be included.
That is something to celebrate 💐
Congratulations 🎉
 
Finally opened Pioneer for myself and family. It will be tied to my dad as per the senior citizen freedom offer. 5 other pioneer accounts will be opened within family followed by his. I already have an Indus Partner account with them which won't be hampered and both accounts for me will coexist.

Branch manager, Deputy branch manager themselves came to my dad's office for this whole, gave everything in writing and assured that no charges ever will. be levied, no downgrade will happen for anyone.
They were quite desperate for this relation with us. Also they tied this acc to the branch manager and not my existing RM stating that this way they will have unconditional support and control over our family banking so that we won't face any issues. Within a week or 2 all these pioneer accounts will be opened for us and i will update here after that.

I just gave 10L cheque which I can withdraw in a week and for all additional pioneer accounts within family, they just need to give 25K for account opening.

Also, they said only 1st bloodline relation will be considered under this family banking and hence my brother in laws won't be included.
branch in my area and other locations are not accepting the existence of freedom offer for pioneer savings account .

Can you please check your DM. I have sent some queries regarding this.
 
Wow man it looks like IndusInd is sorted for you completely for the next many years until Pioneer gets devalued and something launches above it. Congrats. If you can somehow secure Pioneer Heritage Metal too without the ridiculous joining fees, that would be the cherry on top of the cake
Thanks man! I def don't have any such fancy spends nor I can or in any way I will pay any fees for that super premium credit card nor does my income or anything suffice for that card so that card is definitely a no go for me. At most if they give me indulge cc ltf, I will consider it a win.
 
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