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IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

codenerd

TF Ace
Hi TCFers,
My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my RM this time he finally had something good to offer.
As per this offer, the accounts mentioned above effectively become unconditional NMC free and Zero MAB.

Now, Indusind Pioneer always was a 0 NMC account with possible risk of downgrade in future in case AQB not maintained and Indus grande Care and care accounts are accounts which wont be downgraded but you will be charged NMC.

I reached out to my RM asking proper mail chain about the same as Indusind is infamous for product mis-selling.

I sent them my doubts in the email-
1754992122342.webp

Their reply today -
1754992153624.webp

Hence, you guys can check with your RM and make an informed decision.
I am yet to talk to them again and have my accounts opened.

Offer Validity - 1st August-31st August
Offer Link:
 
Hi TCFers,
My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my RM this time he finally had something good to offer.
As per this offer, the accounts mentioned above effectively become unconditional NMC free and Zero MAB.

Now, Indusind Pioneer always was a 0 NMC account with possible risk of downgrade in future in case AQB not maintained and Indus grande Care and care accounts are accounts which wont be downgraded but you will be charged NMC.

I reached out to my RM asking proper mail chain about the same as Indusind is infamous for product mis-selling.

I sent them my doubts in the email-
View attachment 106440

Their reply today -
View attachment 106441

Hence, you guys can check with your RM and make an informed decision.
I am yet to talk to them again and have my accounts opened.

Offer Validity - 1st August-31st August
Offer Link:
Are they giving PMH credit card with the Pioneer account?
Edit- I mean LTF.
 
Last edited:
Hi TCFers,
My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my RM this time he finally had something good to offer.
As per this offer, the accounts mentioned above effectively become unconditional NMC free and Zero MAB.

Now, Indusind Pioneer always was a 0 NMC account with possible risk of downgrade in future in case AQB not maintained and Indus grande Care and care accounts are accounts which wont be downgraded but you will be charged NMC.

I reached out to my RM asking proper mail chain about the same as Indusind is infamous for product mis-selling.

I sent them my doubts in the email-
View attachment 106440

Their reply today -
View attachment 106441

Hence, you guys can check with your RM and make an informed decision.
I am yet to talk to them again and have my accounts opened.

Offer Validity - 1st August-31st August
Offer Link:
Funds stuck with Axis for Burgundy Upgrade otherwise would've done for sure looks like a steal deal...
 
expect devalue soon....coz banks are famous for launching too good to be true products and then customers grab product like crazy....then devalue...


also link doesn't mention pioneer account.
 
Are they giving PMH credit card with the Pioneer account?
No one gets it these days that too def not without its hefty fees. I really dont care about that card plus I cant pay so much for that either.
At most will try to force them for Avios/Indulge credit card only if they give it to me unconditionally LTF with no stupid voucher purchase or so. In the past Indusind used to upgrade to these cards for free so I think after getting Pioneer family account opened for 4-6 people in my family, they can push their superiors for this. I am ready to let go of joining benefits with these credit cards in case they give me LTF.

If anyone has any other suggestion for my credit card pls suggest. . These morons have given me 1.5L Legend since last 3 years whereas my highest CL in CIBIL is 5.8L.
 
expect devalue soon....coz banks are famous for launching too good to be true products and then customers grab product like crazy....then devalue...


also link doesn't mention pioneer account.
They shared with me an internal doc which was 100% legit which mentioned Pioneer acc also. Thats why I sent the initial mail as per the screenshot shared above. I cant share that image as I was asked it is internal and risky for my RM. But I have myself read it. Pioneer was explicitly mentioned under the Freedom offer
 
In a week or 2 I will have more clarity and maybe would have opened multiple Pioneer accounts within family if all sounds good. Will keep updating here!
 
I checked their website & no where Freedom offer is mentioned for Pioneer. Only for Care & Grande care it's mentioned. Though Zero Mab Grande also is very good. My Dad already have zero mab maxima a/c with them. Can I open 2nd account & meanwhile close previous one
 
is this for fresh accounts only can existing accounts be upgraded..?
I have a joint account with my mom , also FDs with her as first holder. can we consider an upgrade under this offer.
 
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