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Indusind Legend CC lounge access revised
- Thread starter xfactcc
- Start date
RishiKiDev
TF Ace
Still better than HDFC.
Giving 4 Lounge Access for LTF card per year. Totally commendable in these times.
And they're providing lounge access in more than 50 Lounges across India.
Not just the metros and tier 1 cities
IndusInd has the highest per card spend as compared with other credit card issuers. They won't have much problems.
Aditya12
TF Premier
This change was inevitable. I would not be surprised if they later provide lounge access based on some minimum spends Considering it’s mostly an LTF card.
Deleted member 21942
TF Ace
Still a LEGEND credit card as it is LTF and no minimum legendary spends required for lounge access.
CARDBITRAGE
TF Ace
That's the reason why they are still sticking with the benefits. But I'm sure they will also follow suit after all the other card issuers cut down on the lounge benefit. IndusInd Legend card is definitely not a contributor to IndusInd's card revenues. XD
RishiKiDev
TF Ace
I couldn't have said it better than you.
Most of their revenue comes from HNI cards like Pioneer etc.
That's actually a good credit lending profile for a bank.
obviously it will be with some strings attached as every bank would want to cut down its costs.
its just a matter of when proabaly 6 months down the line when they also start feeling the pressure of increase in cost of deposits
CARDBITRAGE
TF Ace
Now the RBI has forced their hands by keeping the interest rates high. They will try to cut all loss-making avenues due to the reduction in the bank's nim. HDFC Bank felt a more pronounced pinch after the merger. Their NIMs fell 18% in Q2 compared to Q1.
Doesn't it already ? 🤔
Dreamfolks website doesn’t support, I tried with IndusInd DCs. Physical lounges definitely support. Online QR or prior knowledge about lounge access would have been nicer.
Showing for me 🤔
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RishiKiDev
TF Ace
Yep. Showing for me as well.
Rheology? All it reminds me is of thixotropy and shear thinning of Blood our Physiology prof taught back in my med school days 😅
Thats 2 visits for 2 cards each. However, Legend lost 1 access per quarter. So, it will get updated to 3 visits via Indus per quarter.
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For me it is it's application to paints, plastics, adhesives and rubbers. Kouthu ?
Has relevance to coagulation time ?
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