Indusind Legend approval.

[GizaPyramid]

Today I applied for Indusind Legend Credit Card through agent. He filled all the details with my consent and vkyc also done.
I received below attached mail. Does it mean that my application will be approved?

Thanks.

 

[SSV]

You got a call after 90 days, Did you get the card?

Actually same for me , I got a call from an IndusInd agent on 12th July for legend card, I told him my pincode is not serviceable, She said even then your card will be approved, she asked for the address of a serviceable area, I gave it, she applied, I got a call on 14th for physical verification, I told him “I am out of city, you can come after 2 days and get the verification done,” (I told him as the agent taught me,) the verification agent was also very good in behaviour, he said : it's okay sir, I would have put in that the customer has just gone out and will come after 2 days,” the agent was going to come to verify today, before that unluckily i got a rejection mail and I received a message, the bank rejected it citing internal policy🥹
MyCIBIL 747
Total enquiry 34 in three Years
4 enquiry last 4 month
What can I do any hope,? Wait or Request for Reconsider or any,?
@SSV

you failed at physical verification stage.. were you really outside during that time??

I told him “I am out of city, you can come after 2 days and get the verification done,” (I told him as the agent taught me,)

what is this??

 

[QamarImam]

you failed at physical verification stage.. were you really outside during that tim

what is this??

Actually given address not mine real address, my anctual current address not in serviceable areas in indusind

 

[Boy 07]

You got a call after 90 days, Did you get the card?

Actually same for me , I got a call from an IndusInd agent on 12th July for legend card, I told him my pincode is not serviceable, She said even then your card will be approved, she asked for the address of a serviceable area, I gave it, she applied, I got a call on 14th for physical verification, I told him “I am out of city, you can come after 2 days and get the verification done,” (I told him as the agent taught me,) the verification agent was also very good in behaviour, he said : it's okay sir, I would have put in that the customer has just gone out and will come after 2 days,” the agent was going to come to verify today, before that unluckily i got a rejection mail and I received a message, the bank rejected it citing internal policy🥹
MyCIBIL 747
Total enquiry 34 in three Years
4 enquiry last 4 month
What can I do any hope,? Wait or Request for Reconsider or any,?
@SSV

NO i did not recieved call for CC FROM INDUS official but local agent had called me to apply but i did not apply i have 10 enquries in last six month i am not able to understand should i apply or wait for some time more

 

[SSV]

Actually given address not mine real address, my anctual current address not in serviceable areas in indusind

You should have let him come and your friend / relative might had told him that you stay there..
Now it is difficult to convince the bank as you failed bank's norms..
Still try asking them to reconsider and see what happens

 

[QamarImam]

I have 6 credit card enquiries in last 3 month . I applied for legend credit card via agent and yesterday my cc got approved without any income proof or verification even without vkyc maybe ( this month i open zero balance account with indus i just spent 1 lakh from there account and maintain 40k balance till approval) . 3 months ago i applied for legend cc they rejected it .but i got 2 credit in last 3 months axis neo pre approved, swiggy hfdc via agent same month, now legend. There is no way of telling how we got approvals i think it’s just luck 🤣 i got 2 cc approved in same month and 1 rejection for jupiter cc. now i have total 5 cc . Just keep your credit utilization under 50% over all cc accounts . I have sbi simply save1.97k. Axis neo-87k,hdfc swiggy-1.5k,rbl bajaj super cc-1-25k now legend i have 34 enquries This year keep trying after 3-3 months 🤣🤣 you will get cc second time just remember your exact details which you fill previously

Guys ! will this trick work for me? My application also got rejected. Let us see how it works for me🤣
Anyway I was also planning to open a savings account in Indusind, which account should I open? Indie Delight or Indie? I am also worried that my Aadhaar permanent address does not fall in the serviceable pincode, can I open an account using the address of my relative (I often stay there for business work) which is in the serviceable area?
All the processes are possible online,? as I saw on youtube the whole process will be done online and the account will be opened instantly, will I have to submit any document for the current address?
Will I get pre-approved offers for credit card on using the account regularly, and will the current address in that overcome the problem of my permanent address not being serviceable? What do’s or don’ts🙄

@Navi.bhatti
@SSV

 

[ali4u]

I

Guys ! will this trick work for me? My application also got rejected. Let us see how it works for me🤣
Anyway I was also planning to open a savings account in Indusind, which account should I open? Indie Delight or Indie? I am also worried that my Aadhaar permanent address does not fall in the serviceable pincode, can I open an account using the address of my relative (I often stay there for business work) which is in the serviceable area?
All the processes are possible online,? as I saw on youtube the whole process will be done online and the account will be opened instantly, will I have to submit any document for the current address?
Will I get pre-approved offers for credit card on using the account regularly, and will the current address in that overcome the problem of my permanent address not being serviceable? What do’s or don’ts🙄

@Navi.bhatti
@SSV

Its absolutely possible, you can give different communication address then aadhar address during the account opening process. I open indusind account on my friend address..they never ask you for current communication address proof. Just do vkyc and choose vertual dabit card .. because physical card have very charges. I open indusind delight zero balance account, but they ask you for 5 k initial funding for account opening...all done

 

[Boy 07]

Guys ! will this trick work for me? My application also got rejected. Let us see how it works for me🤣
Anyway I was also planning to open a savings account in Indusind, which account should I open? Indie Delight or Indie? I am also worried that my Aadhaar permanent address does not fall in the serviceable pincode, can I open an account using the address of my relative (I often stay there for business work) which is in the serviceable area?
All the processes are possible online,? as I saw on youtube the whole process will be done online and the account will be opened instantly, will I have to submit any document for the current address?
Will I get pre-approved offers for credit card on using the account regularly, and will the current address in that overcome the problem of my permanent address not being serviceable? What do’s or don’ts🙄

@Navi.bhatti
@SSV

But you have to wait for Pre Approved offer
If you apply yourself there are more Chance of varification for residence and office address
if both are stable and ok to be verified you can apply