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Offer Fulfilled! IndusInd Celesta Card Upgrade Offer
The offer has been fulfilled by the bank/company.
no is the answer to both of those questions
Gau₹av
TF Legend
How much joining fees are they taking for Heritage Metal? And how much worth Amazon vouchers are they offering?
bulaya kya . . . . . .
15k once + 25k yrly
Hanuman Singh
TF Buzz
Being offered pinnacle & celesta I straight away requested for pinnacle upgradation but with zero joining and not interested in precious vouchers they tried to explain about the features I disconnected, Indusind High end cards aren't exactly high end
@TheTrickySid more context here
What can I add bro, I am a sasta heritage user 😢
Three things in life are certain
Death
Taxes
Not being able to transfer Amzn pay balance to Bank Account (without any charges)
Received call today for upgradation from Pinnacle to Celesta Amex card. They are quoting 25k Joining fees with 25k vouchers, 5k annual fees with 6k Dining vouchers on renewal. I insisted for better offer but they are reluctant.
One query is whether Exclusive Account with Zero MAB will be continued if I upgrade to Celesta or will AMB be changed to 1 L?
One query is whether Exclusive Account with Zero MAB will be continued if I upgrade to Celesta or will AMB be changed to 1 L?
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Just received an email with this offer. I've replied that I can only take it if it's LTF without any joining benefits.
I 100% know that they won't do that, they've very poor customer support. Just trying my luck. 🤞
I 100% know that they won't do that, they've very poor customer support. Just trying my luck. 🤞
They are in the habit of selling their so called Super Premium cards by charging huge fees as joining fees and giving equivalent vouchers which are not very popular. Only way of getting LTF lifestyle cards from Indus Ind Bank is through pre approved card upgrade offers which are very rare.
jhanishdev
TF Premier
At what annual/renewal fee are they offering to you? I have asked my RM to take the case and provide LTF with Pioneer account upgrade. What to expect?
ashcrow
TF Buzz
This is the email I have received.
Previously, I received an offer to upgrade from a Legend to a Pinnacle credit card
1- 15k + GST: voucher benefit
2- 10K + Gst: No voucher benefit
I thought of going with 15K and redeeming those vouchers as a Tata Cliq Fashion voucher, but I was still on a loss of approximately 18% + GST of around 2K. So didn't go with the upgrade offer.
However, they are now calling and mailing to upgrade Celestial CC.
No point upgrading. Amex Network is patchy. Plus Rs 5000 annual fees has no concrete benefit. If they are taking huge joining fees, then no point paying annual fees.
Gau₹av
TF Legend
One of the features is a reward rate lower than Pinnacle 🤭Old but still relevant review of Celesta: https://www.cardexpert.in/indusind-launches-a-new-credit-card-celesta-review/ It wasn't good even in 2019
Yes atleast Pinnacle has 2.5% reward rate. Super premium cards of Indus Ind have lower reward rates than that. Who knows they might devalue Pinnacle rate also.
No
Exclusive zero balance is only available if you have either indulge or pinnacle
That’s the reason for years i didn’t move out of pinnacle even though they offer upgrades
Yes I rejected their offers. Just waiting for upgrade from Pinnacle to Indulge or if any other attractive offer comes.
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