Indusind 10x reward points Promotional offer on Gyftr

[kshitij_0]

Does this offer make any sense? How can we utilise this and what is the final reward rate?
Experts- @VISHESH_BANSAL @Abhishek012 @S S V @NShah

 

[sm9811911]

I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.

- consider both offers separate.
Ex: If purchased those APay vouchers

1st offer provide you: 2x points
2nd offer provide you: 5x points

total: 7x points (~5% through vouchers)

- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)

Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.

Whichever looks best for you.. for me peace of mind

Which one do you find the best to buy in this offer?
Also suppose I am buying Apay vouchers on weekends. I'll be getting 2x of (2 RP per 100) based on 10x Gyftr offer? How will I get 5x spend based offer in this case?
Also HP is giving 1% off on Gytr website if we buy using Apay vouchers.
Also there is one offer on HP Pay App itself which gives 3% off on HP Vouchers.
So which one is beneficial?

for wallet load etc this will be useful.

 

[kshitij_0]

I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.

- consider both offers separate.
Ex: If purchased those APay vouchers

1st offer provide you: 2x points
2nd offer provide you: 5x points

total: 7x points (~5% through vouchers)

- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)

Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.

Whichever looks best for you.. for me peace of mind

I have already used SBI CB and HDFC Millennia this month. That's why I thought to use this