kshitij_0
TF Ace
Does this offer make any sense? How can we utilise this and what is the final reward rate?
Experts- @VISHESH_BANSAL @Abhishek012 @S S V @NShah
What's the normal reward rate in Indus Legend? What does 10x mean?On Gyftr, it says up to 30% off for Indus CC and DC.
The highest 30% off on a Sony LIV voucher
Bombay Shaving Company 27%
Zee 25%
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.
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Amazon GC 2%
1 reward point for every 100rs spent on weekdaysWhat's the normal reward rate in Indus Legend?
10X times more rewards than usualWhat does 10x mean?
That's why I am closing indusind iconia credit card. No benefit.
What about HP?
Where is it written 1x?
Where is it written 1x?
why not? are gytf tranx excluded per tnc?
5x upto 3.75% on weekdays. 4.25% over weekend. you agree?Yes, one is card specific offer and other is Gyftr offer by Indus.
If it doesn't mention then min. 1x = general rule, that is card online benefit/reward rate.
Here is for your calculation:
Legend provides 1 on weekdays, 2 on weekends
1 RP = 0.50 for cash, 0.75 for vouchers
5x = upto 3.75%
Based on this take decision.
5x upto 3.75% on weekdays. 4.25% over weekend. you agree?
That means it doesn't matter if I do the transaction on Weekend or Weekdays for this offer, right?
Nopewhy not? are gytf tranx excluded per tnc?
Which one do you find the best to buy in this offer?
Which one do you find the best to buy in this offer?
Also suppose I am buying Apay vouchers on weekends. I'll be getting 2x of (2 RP per 100) based on 10x Gyftr offer? How will I get 5x spend based offer in this case?
Also HP is giving 1% off on Gytr website if we buy using Apay vouchers.
Also there is one offer on HP Pay App itself which gives 3% off on HP Vouchers.
So which one is beneficial?
Exactly and on top of that robo callers of indiusind pestering to convert to emi or upgrade cc.I hardly spent anything on Indus cards, even if I do 100Rs. transaction, I'll get tons of mails and calls to convert that as EMI without knowing actual outstanding amount. That much strongly they designed their systems, basically I do not find much value also.
- consider both offers separate.
Ex: If purchased those APay vouchers
1st offer provide you: 2x points
2nd offer provide you: 5x points
total: 7x points (~5% through vouchers)
- Extra 1%
- or If purchased HP voucher, 1x + 5x = 6x (~4.5%)
Last I checked SBI Cashback directly providing 5% cashback on online eligible purchases. If I compare that with this long process, I do not find any value.
Whichever looks best for you.. for me peace of mind