Indie savings account vs Fi vs Niyo (Equitas/DCB)

[skywalker]

Which bank account would be the best considering minimum DC charges, 0 forex markup, minimum international ATM withdrawal charges, minimum charges for other transactions and best overall benefits out of these 3:

1. Indie by IndusInd
2. Fi Money
3. Niyo Equitas
4. Niyo DCB
(Please add any other suggestions, if any)

My major requirement is 0 forex markup fees and minimum international ATM withdrawal charges. Also, IndusInd Exclusive is a good option but I don't really want to maintain high balance for this.

 

[AritraSaha]

Fi DC has no charges for Infinity account and salary account. It's free

Big benifits of indie is that they have 0 international atm withdrawal fee.

I think fi don't have that..

 

[hellobois]

Big benifits of indie is that they have 0 international atm withdrawal fee.

I think fi don't have that..

That could be one advantage for sure. But for me international trips are far away so Fi's 2% cashback is good as of now.

 

[AritraSaha]

That could be one advantage for sure. But for me international trips are far away so Fi's 2% cashback is good as of now.

You there are better debit card there from hdfc, rbl.

Without 50k maintenance.. & fear of account freeze 🥶

 

[hellobois]

You there are better debit card there from hdfc, rbl.

Without 50k maintenance.. & fear of account freeze 🥶

already have - HDFC platinum for 750 wala offer and RBL for .... u know if u know ..

 

[DealHunter786]

You there are better debit card there from hdfc, rbl.

Without 50k maintenance.. & fear of account freeze 🥶

Yes, can't agree more with Fi freeze thing.. Mine got into freeze almost 3 weeks back with me instantaneously responding to their email asking for additional documents.. still it's on freeze and they haven't responded at all.

 

[AritraSaha]

Yes, can't agree more with Fi freeze thing.. Mine got into freeze almost 3 weeks back with me instantaneously responding to their email asking for additional documents.. still it's on freeze and they haven't responded at all.

How much money got stuck?

 

[John Since]

Yes, can't agree more with Fi freeze thing.. Mine got into freeze almost 3 weeks back with me instantaneously responding to their email asking for additional documents.. still it's on freeze and they haven't responded at all.

Fi means Freeze instantly

 

[DealHunter786]

How much money got stuck?

0 since it's a credit freeze and the money can be transferred..

 

[John Since]

Which bank account would be the best considering minimum DC charges, 0 forex markup, minimum international ATM withdrawal charges, minimum charges for other transactions and best overall benefits out of these 3:

1. Indie by IndusInd
2. Fi Money
3. Niyo Equitas
4. Niyo DCB
(Please add any other suggestions, if any)

My major requirement is 0 forex markup fees and minimum international ATM withdrawal charges. Also, IndusInd Exclusive is a good option but I don't really want to maintain high balance for this.

You can go ahead with opening Indie undoubtedly. Couple of months back when the launched, the app was lagging deadly but now after latest updates it's smooth and they are working to make it more better. You can get many new features and zero charge banking with Indie as per your requirement.

 

[Kumar93196]

I am using both indie and fi

Fi Money
I am using infinite benifits just via adding 50k once a month and than transfer entire amount to another bank account.
I mainly use my fi money account for everyday use its offer Fi coins on every transaction from 10 to 10,000 plus i just add money to paytm wallet and than transfer it bank to account it gave me free fi coins😂... And never faced any issues with fi money till now and...
I am getting almost 500 cashback+ 500worth amazon voucher every month

INDIE ACCOUNT
I recently open indie and its just very time consuming app. I am existing customer of indus... So onboarding is not a hassle but to use indie app i need to carry second phone coz it sometimes work on my main phone some times doesn't. And i use indie account for fuel. And Jio Mart shopping. After i open my account i suddenly got 50bucks of cashback for just onboarding.

Verdict:- If you want smooth app experience go for Fi. Otherwise indie is better but not today after few more updates 😂

 

[Vignesh M]

I am using both indie and fi

Fi Money
I am using infinite benifits just via adding 50k once a month and than transfer entire amount to another bank account.
I mainly use my fi money account for everyday use its offer Fi coins on every transaction from 10 to 10,000 plus i just add money to paytm wallet and than transfer it bank to account it gave me free fi coins😂... And never faced any issues with fi money till now and...
I am getting almost 500 cashback+ 500worth amazon voucher every month

INDIE ACCOUNT
I recently open indie and its just very time consuming app. I am existing customer of indus... So onboarding is not a hassle but to use indie app i need to carry second phone coz it sometimes work on my main phone some times doesn't. And i use indie account for fuel. And Jio Mart shopping. After i open my account i suddenly got 50bucks of cashback for just onboarding.

Verdict:- If you want smooth app experience go for Fi. Otherwise indie is better but not today after few more updates 😂

500 cb understood but how 500 Amazon voucher with Fi??

 

[Kumar93196]

500 cb understood but how 500 Amazon voucher with Fi??

Via redeeming fi coins

 

[indian21r]

Big benifits of indie is that they have 0 international atm withdrawal fee.

I think fi don't have that..

What are the forex charges for the Indie card?

 

[hellobois]

I am using both indie and fi

Fi Money
I am using infinite benifits just via adding 50k once a month and than transfer entire amount to another bank account.
I mainly use my fi money account for everyday use its offer Fi coins on every transaction from 10 to 10,000 plus i just add money to paytm wallet and than transfer it bank to account it gave me free fi coins😂... And never faced any issues with fi money till now and...
I am getting almost 500 cashback+ 500worth amazon voucher every month

INDIE ACCOUNT
I recently open indie and its just very time consuming app. I am existing customer of indus... So onboarding is not a hassle but to use indie app i need to carry second phone coz it sometimes work on my main phone some times doesn't. And i use indie account for fuel. And Jio Mart shopping. After i open my account i suddenly got 50bucks of cashback for just onboarding.

Verdict:- If you want smooth app experience go for Fi. Otherwise indie is better but not today after few more updates 😂

Got Indie for free (50k initial deposit) the fuel cashback is just awesome. But have to experience it practically as some fuel station do not register their POS machines for fuel and hence no cashback.
Even without that the BMS b1g1 offer is better than premium credit/debit cards.
So it's a must get account for almost free.

 

[Kumar93196]

Got Indie for free (50k initial deposit) the fuel cashback is just awesome. But have to experience it practically as some fuel station do not register their POS machines for fuel and hence no cashback.
Even without that the BMS b1g1 offer is better than premium credit/debit cards.
So it's a must get account for almost free.

Fuel offer is best but bogo is available till 31st oct

 

[DealHunter786]

Can anyone DM me the Indie referral code? want to wait till tomorrow to see if the BOGO on BMS is extended and then apply.

 

[Kumar93196]

Can anyone DM me the Indie referral code? want to wait till tomorrow to see if the BOGO on BMS is extended and then apply.

Check DM sent

 

[supermohit]

Fuel offer is best but bogo is available till 31st oct

What is the fuel offer ?

 

[Kumar93196]

What is the fuel offer ?

3% cashback on fuel with no surcharge

 

[Kumar93196]

Indusind bank number less visa signature dc🤔 looks like i need to keep my 2 phones with me always 😑😑