Increase YES Bank Credit Limit?

[LHR]

Hello,

I currently have a YES Bank Marquee Credit Card that I got through the YES Grandeur program, and it came with a ₹50,000 credit limit.

I’ve been trying to get the limit increased. I sent an email to yestouchcc@yesbank.in and even submitted my income documents, but the response I got was that there’s “no offer available on my card” at the moment, no clear explanation or next steps.

Has anyone else had success increasing their limit on the Marquee card, especially if you also got it via the Grandeur program? Should I try calling customer care, visiting a branch, or is there another route I should explore?

Would really appreciate any tips or shared experiences!

 

[rafzy]

Hello,

I currently have a YES Bank Marquee Credit Card that I got through the YES Grandeur program, and it came with a ₹50,000 credit limit.

I’ve been trying to get the limit increased. I sent an email to yestouchcc@yesbank.in and even submitted my income documents, but the response I got was that there’s “no offer available on my card” at the moment, no clear explanation or next steps.

Has anyone else had success increasing their limit on the Marquee card, especially if you also got it via the Grandeur program? Should I try calling customer care, visiting a branch, or is there another route I should explore?

Would really appreciate any tips or shared experiences!

Oh, this is what you get by even having their elite grandeur account??
Lucky I went the direct route and just took Marquee with 3L limit. I got a 45K LE in Feb 2025.
I use it as my main card, so spending is high on it, maybe thats why I got the automated LE.

 

[LHR]

Oh, this is what you get by even having their elite grandeur account??
Lucky I went the direct route and just took Marquee with 3L limit. I got a 45K LE in Feb 2025.
I use it as my main card, so spending is high on it, maybe thats why I got the automated LE.

I have spent nearly 8 lakhs on this card in around 6 months, most of it being international spends. The issue is I have spent 2 lakhs twice in one month so I keep getting that "You spent more than your limit" text.

No limit extension so far.

 

[rafzy]

I have spent nearly 8 lakhs on this card in around 6 months, most of it being international spends. The issue is I have spent 2 lakhs twice in one month so I keep getting that "You spent more than your limit" text.

No limit extension so far.

Since you have grandeur, call up your RM and let him know that if he doesnt increase limit, you'll close all businesses with him (your a/c and CC). and give him a date to fix it. Its possible for banks to do almost anything, it just depends on how you ask. SO ask sternly but politely. Let him know you're not here negotiating. It's either the limit increase or a full close down of all a/c. Let him decide. And then see the magic.

 

[KLB@96]

Oh, this is what you get by even having their elite grandeur account??
Lucky I went the direct route and just took Marquee with 3L limit. I got a 45K LE in Feb 2025.
I use it as my main card, so spending is high on it, maybe thats why I got the automated LE.

yes, i applied directly and got 3lacs limit. Also how much are you spending ? you said high ?

 

[rafzy]

yes, i applied directly and got 3lacs limit. Also how much are you spending ? you said high ?

Apr bill was 2.01 lakhs. May would be around 1.1 lakhs.

 

[KLB@96]

Apr bill was 2.01 lakhs. May would be around 1.1 lakhs.

personal or business expense bro? , as i heard bank sends notices if spend too much in short period.

 

[Credit_Cards]

personal or business expense bro? , as i heard bank sends notices if spend too much in short period.

only Axis sends notice Yes Bank needs business

 

[rafzy]

personal or business expense bro? , as i heard bank sends notices if spend too much in short period.

personal expenses only man. I was travelling abroad. hence the bills. but normally my monthly spends on thiscard would be anywhere around 50K as I route all expenses thru it

 

[great]

In my card portfolio, Yes pop card has the lowest limit. Even lesser than federal card

 

[Slayer]

personal expenses only man. I was travelling abroad. hence the bills. but normally my monthly spends on thiscard would be anywhere around 50K as I route all expenses thru it

Why ? ?

 

[ashwinikumar900]

Hello,

I currently have a YES Bank Marquee Credit Card that I got through the YES Grandeur program, and it came with a ₹50,000 credit limit.

I’ve been trying to get the limit increased. I sent an email to yestouchcc@yesbank.in and even submitted my income documents, but the response I got was that there’s “no offer available on my card” at the moment, no clear explanation or next steps.

Has anyone else had success increasing their limit on the Marquee card, especially if you also got it via the Grandeur program? Should I try calling customer care, visiting a branch, or is there another route I should explore?

Would really appreciate any tips or shared experiences!

When did you get this card? There might be a waiting period before the limit is enhanced. It’s really strange that your limit is so low for a super premium card. On what basis did you apply for this card, income slip, ITR?

 

[rafzy]

Why ? ?

dont have magnus or infinia or other premium cards.
And I personally feel the flexibility to use the points to purchase any flight ticket is really convenient. No hassle of transferring points and looking out for reward seats etc. So this is my primary card and works for me.
Had Atlas as primary before, but 🪓 isnt trust worthy. There's no saying what they'll do, and they treat customers like 💩. So moved away from them.

 

[LHR]

When did you get this card? There might be a waiting period before the limit is enhanced. It’s really strange that your limit is so low for a super premium card. On what basis did you apply for this card, income slip, ITR?

I got it with the Grandeur Program. Put 5L in account get 10% of that as the limit. I was not told that if I put 20L as my IP, I would get 2L as limit. No income or ITR asked.

I got the card in October and have spent north of 8 lakhs so far on it, yes, with 50k monthly limit. I have some international expenses coming up that are 1.2-1.6L in a single transaction so I need the higher limit but that doesn't seem like it will happen.

 

[Slayer]

When i applied for Marquee during the application i had entered 1.5x of my actual salarie and yet no income verification was done and I got 3L limit

Actual salarie was over 20