After using credit cards for the past 6 years, I have come to a personal conclusion:
- Takes up a significant mind power on my side trying to maximise rewards on spends.
- Improper management of spends. Managing spends across 6 credit cards against 1 single UPI enabled savings account.
- For bank offers during online sales, I can always manage to use cards from friends.
What if I decide to close all my CCs at once for the peace of mind?
What will it's impact be on CIBIL if I close all CCs at once- if I am going with any home loans in recent time, will it make an impact?
- Takes up a significant mind power on my side trying to maximise rewards on spends.
- Improper management of spends. Managing spends across 6 credit cards against 1 single UPI enabled savings account.
- For bank offers during online sales, I can always manage to use cards from friends.
What if I decide to close all my CCs at once for the peace of mind?
What will it's impact be on CIBIL if I close all CCs at once- if I am going with any home loans in recent time, will it make an impact?