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If You Could Design the Ultimate Co-Branded Credit Card...

Finchamp!

TF Premier
VIP Lounge
Let’s put our collective credit card nerdiness to good use! What’s that one co-branded card you think the Indian market is missing, but if done right, could be an absolute blockbuster among card enthusiasts?


Here’s my pick to kick things off:
HDFC Bank x CRED — a co-branded credit card that gives 10% cashback (uncapped) on credit card bill payments made via CRED.
Pay your other card bills using this card, and get paid for paying.

To avoid a stampede of applications, this one can come with a premium joining fee, and a fee waiver on, say, ₹10L annual CC bill payments.
Because let’s face it — HDFC rarely devalues its products, and CRED knows how to keep loyal users hooked.

Who knows, maybe some product team from a bank is watching 👀

So go absolutely bonkers, team! Let’s hear your wildest-yet-most-wanted co-branded card idea. 🚀
 

Attachments

  • Just for fun.webp
    Just for fun.webp
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Let’s put our collective credit card nerdiness to good use! What’s that one co-branded card you think the Indian market is missing, but if done right, could be an absolute blockbuster among card enthusiasts?


Here’s my pick to kick things off:
HDFC Bank x CRED — a co-branded credit card that gives 10% cashback (uncapped) on credit card bill payments made via CRED.
Pay your other card bills using this card, and get paid for paying.

To avoid a stampede of applications, this one can come with a premium joining fee, and a fee waiver on, say, ₹10L annual CC bill payments.
Because let’s face it — HDFC rarely devalues its products, and CRED knows how to keep loyal users hooked.

Who knows, maybe some product team from a bank is watching 👀

So go absolutely bonkers, team! Let’s hear your wildest-yet-most-wanted co-branded card idea. 🚀
Our Economy soon 🔜 touch 100 Trillion Economy, people will start spending North ⬆️ of 10 CR 100 CR
 
Last edited:
HDFC Bank x CRED — a co-branded credit card that gives 10% cashback (uncapped) on credit card bill payments made via CRED.
It's expecting too much.

If this happens how does either hdfc or cred get profits
It's only good in our thoughts but doesn't make sense in reality
 
It's expecting too much.

If this happens how does either hdfc or cred get profits
It's only good in our thoughts but doesn't make sense in reality
True! Thats why proposed I high issuance/ annual fee.

Moreso, its a just for fun thread . Tell me how the offering could moderated, and I'll incorporate the same above; Or alternatively, recommend something entirely different. I also had an IDFC x Decathlon in mind 😅
 
Let’s put our collective credit card nerdiness to good use! What’s that one co-branded card you think the Indian market is missing, but if done right, could be an absolute blockbuster among card enthusiasts?


Here’s my pick to kick things off:
HDFC Bank x CRED — a co-branded credit card that gives 10% cashback (uncapped) on credit card bill payments made via CRED.
Pay your other card bills using this card, and get paid for paying.

To avoid a stampede of applications, this one can come with a premium joining fee, and a fee waiver on, say, ₹10L annual CC bill payments.
Because let’s face it — HDFC rarely devalues its products, and CRED knows how to keep loyal users hooked.

Who knows, maybe some product team from a bank is watching 👀

So go absolutely bonkers, team! Let’s hear your wildest-yet-most-wanted co-branded card idea. 🚀
Cred black theme hai , card should be black
 
900 Crore ka loan toh IDBI Bank ne diya tha na Mallya ko. This card should be with IDBI.
IDBI: Phir se?
Sad Michael Jordan GIF
 
Here's one more (Since Dream 11 has become so popular) -

🎮 Dream11 x HDFC “Fantasy Play” Credit Card​


Category: Gaming & Fantasy Sports


🔥 Key Benefits:

  • 🤑 10% Bonus Cash on all Dream11 top-ups
  • 🎁 Free Contest Entries every week on reaching monthly milestones
  • 💸 1% Cashback on all other card spends—because even grocery shopping should fund your fantasy team
  • 🔄 Winnings = Rewards: Convert Dream11 winnings into HDFC reward points

🧠 For Whom?
Casual fantasy players, and cricket nerds, who love to play and pay smart.
 

Attachments

  • Just for Fun_Dream 11.webp
    Just for Fun_Dream 11.webp
    36.7 KB · Views: 5
Here's one more (Since Dream 11 has become so popular) -

🎮 Dream11 x HDFC “Fantasy Play” Credit Card​


Category: Gaming & Fantasy Sports


🔥 Key Benefits:

  • 🤑 10% Bonus Cash on all Dream11 top-ups
  • 🎁 Free Contest Entries every week on reaching monthly milestones
  • 💸 1% Cashback on all other card spends—because even grocery shopping should fund your fantasy team
  • 🔄 Winnings = Rewards: Convert Dream11 winnings into HDFC reward points

🧠 For Whom?
Casual fantasy players, and cricket nerds, who love to play and pay smart.
सट्टेबाज 🤠
 
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